full lawsuit energy ✴︎ lowe v nm et al.

aka: if you see this, it's already too late.

dear northwestern mutual denver
& everyone still playing
corporate fucking dodgeball,

since none of you
have materially responded to me
since mid-june—
not legal,
not compliance,
not even fake-care-ass
customer service—

let me lay it out real fucking clear
for the record.

you re-enrolled me in a
new policy for my child.
a child i have sole custody of.
a child whose first policy,
just like mine,
onboarded with the
same billing cycle,
by your team,
while i was 9 months pregnant.
or freshly fucking postpartum—
relocating across the country
and openly sole fucking
income earner,

of our entire fucking family—

that policy? vanished.
lapsed with no trace
despite being billed
with the same policy
i’m still paying for?
and the ownership
of the other policy?
handed to my f✶✶king abuser,
who you knew had a
final restraining order
against him.✨

yo—
did you think
i couldn’t read?
did you think
i was fucking stupid?

i was the one
paying for it.
not once.
not twice.
since inception.
on my account—
in my fucking name
on the same card.
same bank.
until i transfered them
while he was
financially abusing us,
to maintain
fucking coverage.

which you acknowleged
in…fucking writing.

when we enrolled?
your advisors knew ✨

he was unemployed.
they knew
i was giving birth.
they knew
he’d left your firm.
and they still let him
take ownership—
in fucking secret—
or while i was under
obvious. fucking. medical.
duress
✨ in an out
of the fucking hospital ✨
as you assigned to me—
your representative
who was in an
undisclosed ✨
personal fucking relationship
with my legal husband
while she—
kept following me,
watching me,
and collecting
my fucking payments.

and he?
increasingly
BY CLINCAL
FUCKING STANDARDS

progressed towards
fucking homicide

while she offered him
publicly—
(and you declared professional)

emotional support
constant contact
private texting
off site meet ups
family connections
nyc job prospects
alumni links / events
✘ ✘ ✘ ✘ ✘ ✘ ✘ fucking public cash payments

YO.

wtf were you actually doing?
absolutely nothing, at all—
in my best interests.


while you
openly
induced
me
to fund his career
pay you for hotels
fucking onboarding
and buy a fucking car—

while pregnant
cleaning houses

as he
openly
increasingly (!)
publicly (!)

developed
an-in-office
emotional
personal
conflicted
money-transferring
affair-adjacent
(waiting for discovery)
fucking undisclosed relationship
with his female coworker
who you assigned?
as
my fucking rep?????????

while my child and i
almost got fucking murdered????????

DUDE.

and now?
you think going silent
makes this less legally radioactive?

i’ve sent:

  • pre-litigation notice

  • financial timeline with screenshots

  • policy communications and billing logs

  • emails proving your knowledge of domestic violence and duress

and the only
response
i’ve gotten
is dead air
and auto-ghosting.
what’s that about?
too busy staging
plausible deniability?
because nothing screams
“not liable”
like cutting off your
vulnerable client
the second
she starts asking
where the actual fuck—
her child’s f✶✶king policy went.

listen.
i am filing suit.
i am representing myself.
i am buying ink
with borrowed cash
because all my office supplies
are locked
in a house
i had to flee
due to ongoing fucking violence
violence tied
directly
timestamped in fucking venmo
public fucking payments

to your failure to disclose
failure to fucking supervise
a personal fucking conflict
between my financial representative
and my
stangulation-while-pregnant
level-abuser.

i now only have
1 out of 3 policies
that i was
documented to have
signed
and paid for
.

and you still won’t respond.

so let me say it here,
in case it’s easier
to forward to your legal team:

  • this is legal notice.

  • you are on formal record.

  • your conduct has triggered
    fiduciary breach,
    negligence,
    inducement under duress,
    and
    policy mismanagement.

the craziest shit?
i don’t even need discovery
to prove this absolute fuckery—
i already have the receipts.
i’ve named defendants.
i’ve sent the timeline.
i’ve provided all documents
without formal subpoena.
i’ve warned you politely.

you are harming women.
you are harming survivors.
you are aiding financial abuse
and violating insurance protocol

at best—
participating in fraud
at worst.

if you're watching this
and still ignoring me?

you're not avoiding conflict.
you're confirming liability.
and i hope your compliance
logs are as up-to-date
as my fucking screenshots.

your licenses should be under review.
your names will be on the record.
and once i file—

they will be
permanently attached to this mess.

see you in court.
bring ink.
i’m fucking out.

— sam lowe



pro se,
policyholder,
survivor,
mother,
and

the wrong bitch to pull this on

Samantha Lee Lowe

sammie lowe is a single mom, law student, and founder of bodhi cleaning co.—an ethical, femme-forward cleaning collective rooted in fairness, ritual, and rage. born from survival and built with purpose, her work redefines what it means to clean house—physically, emotionally, and systemically. she blends practicality with a little bit of magic, runs on justice and white vinegar, and believes that women shouldn’t have to choose between making money and making meaning. this isn’t a side hustle. it’s a standard.

http://sammielowe.com/
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