(in fact, i kinda read slow)

my position & invitation to clarify: this page is not intended to harass, threaten, or incite others against anyone. it is a factual record, based on documentation and witness statements, created because there is no professional contact channel left open. if any fact stated here is wrong, i want it corrected — immediately.

if anyone involved provides documentation disproving any point, i will update this record. please email me at: sam.vetrano@gmail.com for corrections.

sam lowe (plaintiff)
vs.
northwestern mutual et al.

filed under:
the part where they assigned my husband’s work girlfriend to manage my finances during an active domestic violence emergency, erased me, failed to disclose a conflict, and then acted confused when i got litigious.

northwestern mutual’s silence and concealment didn’t just protect my husband—they prolonged my abuse and enabled him to financially devastate me. by intentionally portraying the relationship between my financial representative / his co-worker and my husband as entirely professional, they induced me to remain financially entangled in a marriage marked by coercion, disloyalty, financial exploitation, and domestic violence. had i been informed of the advisor’s conflict of interest at any point—while she was actively managing my policies and maintaining proximity to my husband, who i continued to financially support throughout our marriage—i would have made radically different choices to protect myself and my child.

instead, it wasn’t until after i had fled the state, secured a restraining order, and was living alone after relocating again—across the country due to violence- that northwestern mutual admitted, retroactively, that there had apparently been a conflict of interest all along. by then, the damage was done: i had funded a man through his career and my pregnancy, who was in an unprofessional relationship with a female coworker—visibly, the entire time. i had paid for policies i did not own, that they enrolled me in during active labor, as the sole provider of our family, after my husband quit their firm. then—i lost all access to coverage affecting my daughter in full as i was actively still paying, and was taken off a policy as beneficiary while they openly acknowleged i was soley funding under duress and a protective order—while i was left to discover that my trust in their fiduciary duty had been completely misplaced. they never had my best interests in mind, only my abuser and his inappropriate, emotional and financial affair partner who they knowingly assigned to my account before stripping me of access—who both formally worked at their firm together.

this wasn’t a clerical oversight—it was institutional betrayal that placed me at continued risk and caused enduring material, physical, and emotional harm.

alleged claims include:

→ breach of fiduciary duty (plural)
→ constructive fraud (hi, colorado § 13-21-102)
→ negligent supervision (compliance team, you were sleeping)
→ aiding + abetting domestic violence (crs § 18-1-603)
→ intentional infliction of emotional distress (on brand)
→ unjust enrichment
→ retaliation after dv disclosure (crs §§ 13-21-131 + 18-8-706)
→ unauthorized alteration of ownership + beneficiary rights (crs § 10-3-111)
→ unfair insurance practices (crs § 10-3-1104)

✶

disclaimer:
i am not a lawyer.
i’ve taken some intro law classes and learned enough to know this is beyond fucked. i’m doing this because i literally have to—no other choice.
*all statements here are based on documented facts and firsthand records.