part 1 ✶ statement of surveillance, conflict, and straight-up betrayal

part one → the pre-murder plot era (aka when it all started to reek)
sam lee lowe · policyholder · payor · protected party under tro
july–august 2023 → december–january 2023–2024

jealousy or suspected infidelity is the stated motive in up to 45 % of intimate-partner femicides in national data sets (e.g., Turkey)

let's start here: no one’s saying it was a confirmed sexual relationship. there’s no discovery yet. no receipts that say "they f*cked." but after reviewing the mountain of blatant evidence of red flags—it’s honestly humiliating how long it took to suspect anything.

but back then, i actually trusted that northwestern mutual (a major financial institution!) would never let any level of this f*ckery slide.
my bad. lesson learned. 🖤

here's what i do know, just based on the surface-level details that any half-asleep compliance rep would’ve flagged as sketchy as f*ck:

they both worked at northwestern mutual from july/august 2023 until about december 2023–january 2024. they immediately started developing a weirdly close personal relationship.

let’s list the red flags 💅🚩:

→ 🚩 constant communication between office bestie and my husband (my rep and my spouse), despite her barely speaking a single word to me—her new bestie’s legal wife and eventual literal client and sole f*cking payor.

→ 🚩 bizarre financial kickback arrangement. money going back and forth that didn’t make sense. random venmo payments directly to him, repeatedly. again, zero reasonable explanation.

→ 🚩 no professional boundaries: bro, the zoom calls and texts? *her constant communications even eventually made my closest feel uncomfortable, but we trusted northwestern mutual. my dude, they…just met and he quit within 6 months…and she’s offering him job connections he’s openly bragging about, she’s sending money, texting regularly even after relocation—and while professional co-workers? acting like a couple of secret besties while i'm left pregnant, broke, and alone at home—wondering why the f*ck my husband’s location services mysteriously turn off after 10 or 11 at night.

but i trusted northwestern mutual denver.

like seriously though—if you wanted to be platonic with my husband, wouldn’t you intentionally try to make me feel comfortable?
not... completely avoid almost any direct contact?
while still constantly pinging my legal husband and baby daddy?

context matters:
my husband had 🚩🚩 cheated on every serious relationship he’d ever had, even the women he seemed to like, including his ex-wife. literally, every single one.
yet he apparently—🚩 never tried to physically assault them. not once on record, and i’ve seen the accusations.

but suddenly—🚩 after y’all’s “relationship” starts—he escalates to literal, life-threatening levels of violence out of nowhere 🚩🚩🚩🚩
with me—while i’m carrying his child, paying his bills, and trying to be wifey of the year?

weird f*cking timing, right?

now, let’s be crystal clear again:
i’m not saying, legally, that i have confirmed evidence they had a physical or sexual relationship.
i’m not saying i have proof of secret meetings that clearly exist.

(but again—strange how location services magically switched off at sketchy late-night hours—hours that directly surrounded incidents of violence against me, and hours that coincided with their relationship advancing to cash payments. do the math.)

but even without physical proof, here’s what is absolutely true—and backed by her own f*cking firm:

→ 🚩 she had enough of a “conflict of interest” that northwestern mutual admitted she recused herself (or was removed) from my account as of march 2025, which was delivered by an informal and even mocking disclosure that trivialized it as “awkward.”

yeah. f*cking awkward, bro.
lost my life savings.
debt up to my ears.
lost my car.
almost lost my f*cking life.
but lol.

→ yet she never formally disclosed 🚩 the conflict to me—her actual client.
→ she never sent a formal recusal of any kind. 🚩
→ she never gave a heads-up she might be communicating with the op. 🚩
→ i only found out way later, accidentally, from her obvious in-office homie.
cool. glad she thought it was f*cking funny.

instead of leaving my life entirely, she continued to silently surveil me online 🚩🚩.
daily. 🚩🚩🚩
for almost a full f*cking year.

even after 🚩 the firm admitted she had a conflict and couldn’t ethically act as my fiduciary.

that is textbook unethical behavior—straight-up negligent supervision, fiduciary breach, and constructive fraud. 🖕

and it gets worse.

because let’s talk about why this matters—beyond the obvious ethical and legal violations.

my husband had never escalated cheating into physical, potentially lethal violence—not with any other woman.
so what changed?

let’s look at the situation:

→ i’m pregnant, financially supporting him entirely 🚩
→ stuck home alone, managing his giant dog 🚩
→ having emotional breakdowns daily 🚩
→ and he’s suddenly extremely secretive 🚩
→ he’s hiding cash advances from my credit cards, vanishing late at night, and freaking out every time i question him 🚩🚩🚩🚩

even a first-year psych student knows narcissists escalate most when their image or secret relationships risk exposure.

so what’s different here?
he previously cheated casually, when the stakes were low.
now he’s cheating (or hiding something deeply questionable) in a scenario involving:

→ a major financial institution (northwestern mutual) 🚩
→ a fiduciary (her) 🚩
→ his pregnant wife (me), funding his entire life and career 🚩🚩🚩
→ financial secrets, covert communications, potentially stolen schedule ii prescriptions, and suspicious money movements 🚩🚩🚩🚩

but hear me out:

if her undisclosed relationship—whether it was emotional, financial, inappropriate, or otherwise—created the pressure that made him escalate from a serial cheater into someone willing to literally strangle his pregnant wife 🚩🚩🚩🚩🚩🚩🚩

she is directly responsible.
period.

she stayed silent about the conflict.
she accepted the fiduciary role days before i gave birth—knowing she had a potential undisclosed personal tie to my legal husband.

to give context:
late pregnancy, i had strangers on the internet watching the hospital visits, bruises, and dv stats i was posting—and immediately clocked that i was living under extreme violence and duress.

yet multiple NM reps were following me.
and said absolutely nothing.
asked nothing.
just signed me up for more policies.

if she continued her relationship with him after violence began,
still never disclosing anything to me...
and even after she officially stepped off my account,
never stopped surveilling me—
collecting private information she could intentionally or accidentally pass to the person actively threatening my life?

jesus
f*cking
christ.

if this firm-confirmed hidden relationship contributed—directly or indirectly—to the violent escalation and financial obliteration i experienced, then that’s straight-up negligence, fiduciary malpractice, and potentially aiding or enabling domestic violence.

🗣🗣 which is a f*cking actual crime.

and currently? i’m surviving with a baby off pure adrenaline. i’m completely financially fcked. we are on food stamps and the ebt card got lost in the mail so we’re relying on goodwill, while my estranged, violent, f*cking avoiding all legal financial liability is potentially…traveling…to fucking manhattan? bro. i’m past-due on a car funded under false pretenses to get my husband to this financial institution, where i now can’t even confirm he actually worked, past 10am. i’ve had to relocate cross-country twice just to stabilize and stay alive with my tiny ass baby. i’m dealing with threats daily, actual documented legal surveillance, an absolutely insane amount of brand new, heinous surplus levels of suspicious af VPNS hitting this site by the minute—with literally no resources, no protection, while your firm downplays and ignores every documented red flag.

this isn’t about drama. this isn’t me exaggerating or trying to stir sh*t up. this is legally actionable misconduct with life-threatening consequences.

so let me spell this out clearly for northwestern mutual, compliance reps, regulators, or whoever else is reading this:

→ 🗣🗣 if your undisclosed relationship or professional negligence contributed in any way—emotionally, financially, physically—to nearly getting me killed and destroying my life, i’m coming for all of you.

and i’m putting every single second of this bullsh*t firmly on the f*cking record.

✶