the lethality factor
baby, the fallout wasn’t hypothetical—it was almost fatal.
✖ lethality factor
“conflict” aka: the accelerant (conflict → coercion → collapse)
✦ speed-run causation theory:
✦ foreseeable dv escalation + conflicted fiduciary + negligent supervision ⇒ predictable harm.
not a plot twist. a pipeline.
✶ known facts (already public/acknowledged)
✦ combat-vet husband on commission, no income, pregnant spouse induced to fund the “career.”
✦ coworker entangled (same woman assigned as my rep).
✦ documented stimulant theft + behavioral spiral beyond prescription.
✦ husband’s location at her private residence right before she sends me confidential medical requests.
✦ complete financial wipeout of wife via “keep funding him” inducement + ongoing concealment.
✦ same female rep sends private funds to my spouse while onboarding me as payor for policies i won’t “own.”
✦ paperwork pushed mid-cesarean + documented dv.
✦ multiple payments from rep to spouse; at least one sat public for over a year.
✦ life policies structured for him, zero transparency to me.
✦ result: foreseeable dv escalation → abuse, financial coercion, forced relocation, trauma.
✦ translation: she sat on my file and on his phone. the conflict wasn’t abstract — it was a lever.
✖ foreseeability (why this was not a surprise)
✦ pregnancy + separation + financial dependency are well-known dv risk multipliers.
✦ substance escalation + late-night proximity + off-channel contact are supervisory red flags, not meet-cutes.
✦ assigning the conflicted rep to handle my health data, signatures, and billing made dv worse by design: it hid information, preserved his access, and kept me paying.
✦ legal spine: foreseeable harm makes you responsible for not pouring gasoline on it.
✦ cites: reg bi (rel. no. 34-86031) (identify/mitigate conflicts); finra 3110 (supervise conduct); restatement (third) of torts § 29 (scope of liability: risks that made the conduct tortious).
✖ causation map
but-for test:
✦ but for conflicted role (money to him + financial representative to me + daily unsupervised access), i would have:
✦ cut financial ties sooner,
✦ stopped draft payments,
✦ restructured ownership/beneficiaries to protect me and the baby,
✦ reduced access he used to coerce and harm.
✦ substantial-factor test:
her conflict + concealment were not background noise — they were operational causes of the financial coercion and dv escalation: the rep who should’ve insulated me amplified him.
✦ cites: restatement (second) of torts §§ 431–433 (substantial factor); restatement (third) of torts § 26 (but-for causation).
✖ what a non-reckless advisor would’ve done (and she didn’t)
✦ disclose the conflict immediately (personal/financial ties).
✦ recuse from my file; request neutral reassignment.
✦ freeze upsells, stop mid-crisis e-sign pushes (esp. postpartum/surgery).
✦ document + escalate supervision concerns (off-channel contact, payments to spouse).
✦ affirm ownership/beneficiary status in writing and stop billing until clarified.
✦ cites: reg s-p (privacy/safeguards); finra 2210 (no misleading comms); finra 4512 (accurate customer/rep records); restatement (third) of agency §§ 8.01–8.12 (loyalty, care, disclosure).
✖ negligent supervision & retention (how the firm eats this)
they kept him retained for optics while i funded, and kept her on my lane while she was sending him money. no mitigation. no neutralization. just pipeline maintenance.
✦ cites: finra 3110 (written procedures + actual supervision); restatement (second) of agency § 213 (negligent supervision); § 7.07 (liability for agents within apparent authority).
✖ the harm
✦ financial coercion (drafts extracted while ownership blurred).
✦ policy control tilted toward him (beneficiary/owner opacity).
✦ physical risk escalation (timing: pregnancy, postpartum, relocation).
✦ forced relocation + trauma (consequences of concealment).
✦ ongoing billing under protection orders.
✦ cites: c.r.s. § 10-3-1104 (unfair insurance practices — misrep, failure to respond); c.r.s. § 10-3-111 (unauthorized alterations).
✖ the bottom line
✦ she was the conflicted gatekeeper of my health data, signatures, and billing,
✦ while funding my spouse and keeping me in the dark.
✦ that’s not “awkward.”
that’s proximate cause.
✶ ask the jury
✦ would an ordinary person, nine months pregnant, funding everything, change decisions if told:
“your advisor is sending your husband money and coordinating with him off-channel while controlling your life-insurance paperwork + entering your home to hold your newborn”?
→ if yes, it’s material.
→ hide it, and it’s breach/fraud.
→ full f*cking stop.
✶
homicide is now the leading cause of death for pregnant women in the u.s.—they’re more likely to be murdered (usually by an intimate partner) than to die from any obstetric complication.
actual knowledge
my fraudulent onboarding? january 23rd-28th. they said “no knowledge” but…
february 6th, 2024:
jessica tenenbaum in my home days after giving birth, holding my 11-day-old newborn baby. she had begun onboarding me and requesting signatures for policies january 23rd, two days before my scheduled c section. she followed up on the 28th of january, while my husband and i were still in the ER.
she ultimately initiated with me, via instagram DM, three policies, including a life policy for this very child she’s holding, that—
i will sign for, fill out medical docs for, and fully fund…
that i later discover…i do not “own”.
🖤 no refunds, no transfer, all equity lost. 🖤
—
🧨 key fact: jessica tenenbaum was already my assigned financial representative at this time.
🧨 she’s also—in this exact window—sending my husband large amounts of money, for reasons explained to me by brandon—i now know are false.
🧨 she never mentions that little fact to me, directly—ever.
🧨 …or that he frequents her private apartment.
🧨 she seemingly doesn’t notice his obvious spiral into active…addiction—despite daily proximity…
🧨 and constant off-channel communications.
but nope,
“it’s professional and all through formal NM channels.”
babe—i had to learn about all this…for court!
🧨 in reality, despite listing me as “the payor” for all three policies, she barely acknowledges my existence and effectively blocks me from transferring my IRA to Northwestern Mutual after confirming she would “talk to the team" via Instagram DM.
🧨 she focuses solely on my unemployed, non-paying, zero assets—legal spouse, as we raise our newborn.
🔥 my entire marriage… 🔥
—
but girl.
now, you don’t know me?
…you’re not sure if you were my FROR? 🤯
then…
🗣️ why were you in my home, holding my infant?
i would not have consented to this. ❌ ❌ ❌ ❌
would never have let you near my newborn or my home.
no.
nope.
never.
—
so.
jessica tenenbaum and my husband claim on court documents that this constitutes a…
“professional relationship”
so, she’s collecting 10+ years
of medical history in my inbox with zero intro…
❌ but this visit had nothing to do with business.
she wasn’t onboarding me.
she didn’t bring documents.
she didn’t ask about coverage.
she didn’t come for me.
i was postpartum, abused, hiding in the back of my own home.
and she came to see my baby. with my husband.
nah, y’all—
🔥 she organized this visit with my spiraling, increasingly— violent partner,
🔥 who was made the “owner” of two out of three of our family policies.
🔥 my husband, is also on record during the same week, totaling my vehicle
🔥 and assaulting me so severely i ended up in the ER days before giving birth with head trauma.
🔥 documented and dated court records of the multiple pregnancy assaults have been forwarded to all counsel.
🔥 but they still claim, i’m just listed as “the payor.”
🖤 in 2025, all three policies were falsely lapsed after my separation from my husband.
→ they formally answered in court documents that—
this relationship was strictly “professional—”
★ but i didn’t organize this visit days after i gave birth.
★ in fact, i was actively recovering from two black eyes from DV assault and a cesarean section at this very moment.
★ and did not understand the nature of this relationship with my financial representative / his former coworker.
✦
this is not intended to harass or defame, but to shed light on the existing known and documented facts.
✦
off-channel ≠ “professional.”
(jan 12, 2024):
records show: fror rep jessica tenenbaum is onboarding me in instagram dms while holding my medical file and servicing our life-insurance onboarding. no direct phone number to me. no personal email in my records from her. i’m discussing premiums and the ira transfer here—inside a social app—because she never moved me to a supervised channel.
account later deleted.
—
the sequence (receipts > spin):
🔥 off-channel funnel. despite being listed as fror and accessing my medical/underwriting info, she conducts onboarding via instagram dms. asks about running premiums “for both of us,” and reference an ira transfer—inside a dm. there is zero parallel, supervised channel in my records that day. or ever.
🔥 conduit control. she routes nearly everything through my husband (the non-payor), calling him constantly while i’m the one funding.
result: she talks to him; i talk to a black instagram bubble.
🔥 context she can’t pretend not to know.
by this same window he’s documented as:
– repeatedly assaulting me (reports on file)
– totaling my car (refused police report)
– draining cash + prescriptions
– dozing out during the day
– disappearing for hours with my vehicle
– showing obvious stimulant flags (hygiene/plausible wake/erratic and violent/sleep swings)
– pinging at her private apartment 🚩 🚩 🚩 🚩
and she’s simultaneously messaging me about “helping any way i can,” then showing up in my home postpartum like this is normal business.
🔥 the “angel” tell. my line “you’ve been an angel” was not poetry; it was a soft probe. it was also the exact line my husband used to describe the random, large, unexplained money transfers from Tenenbaum to him during my onboarding.
acknowledgement? none. just the performance of “professional” + continued private access to my husband.
🔥 after the litigation hold: the instagram account that handled onboarding—gone.
in defendants’ answers: “no off-channel communications.”
in my archive: time-stamped dms about premiums and ira on 1/12/24.
—
translation for lawyers:
duty: privacy (glba / reg s-p), supervision (finra 3110), books-and-records (sec 17a-4), fair claims/servicing (c.r.s. 10-3-1104).
breach: onboarding and account-discussion via instagram; no documented migration to supervised channels; routing to the non-payor spouse amid known dv risk factors.
concealment: later deletion of the dm channel after preservation notice; sworn denials of “off-channel communications” despite the above.
harm/foreseeability: off-channel + conduit control amplified financial coercion and escalated dv risk during pregnancy/postpartum; i bore premiums and losses while information/control sat with him and a conflicted rep.
—
exhibit tags:
① 01/12/24 ig dm — “run the premium for both of us / ira” (png)
② fror listing — tenenbaum as servicing rep with my medical file (pdf)
③ call logs — calls to husband vs. me (csv or screenshots)
④ preservation notice + deletion proof (pdf + screenshot)
⑤ billing letters — payor = me; post-claimed lapse solicitations (png)
—
🚩 🚩 🚩 🚩
i’m stating what the records show: dms about policy setup and an ira on 1/12/24, while she was fror with access to my medical data; persistent routing through my husband; subsequent deletion of the instagram account; and defendants’ denials of off-channel communications in filings. conclusions are my working theory, anchored to those documents.
was my entire marriage…
a fraud?
the lethality factor
part 1 ✶ statement of surveillance, conflict, and straight-up betrayal
part one → the pre-murder plot era (aka when it all started to reek)
sam lee lowe · policyholder · payor · protected party under tro
july–august 2023 → december–january 2023–2024
jealousy or suspected infidelity is the stated motive in up to 45 % of intimate-partner femicides in national data sets (e.g., Turkey)
no one’s saying they f*cked…but
✶
i. the statistical backdrop
national data show that jealousy and perceived infidelity are cited motives in nearly half of intimate-partner femicides. The Centers for Disease Control and UNODC have tracked the same pattern across jurisdictions: escalation follows secrecy, financial strain, and surveillance.
that context matters here.
no one is asserting confirmed sexual contact between any parties.
there is, at present, no discovery confirming physical intimacy.
but unfortunately, other damning records do exist.
what exists is a sustained, undocumented dual relationship—personal, financial, and professional—between a married trainee and the representative later assigned to manage his wife’s finances.
and that alone was enough to destabilize everything.
ii. office culture and proximity
from roughly July 2023 through January 2024,
B. Lowe — then a probationary financial representative — and Jessica Tenenbaum — a registered Northwestern Mutual representative — worked side-by-side in the Denver office.
evidence already preserved (emails, billing records, texts) shows:
near-daily contact and communication,
multiple money transfers from Tenenbaum to Lowe with no disclosed business purpose,
emotional and logistical support far beyond professional scope,
zero contemporaneous disclosure to compliance, or to the wife whose funds were underwriting the entire household.
during the same window, Plaintiff was in late pregnancy, medically fragile, and the sole financial provider.
she was repeatedly present in the Denver office—introduced to staff, attending meetings, providing personal financial data—believing the environment to be regulated and fiduciary in nature.
thank you for this! 😍.
breakdown of fiduciary boundaries
constant communication / no transparency – internal chat, Venmo, and private calls between co-workers who described themselves as “#1 and #2 in the class.”
undisclosed financial flow – Venmo payments from Tenenbaum to Lowe contemporaneous with policy onboarding and firm events.
professional overreach – Tenenbaum was later formally designated Financial Representative of Record for Plaintiff on Jan 12 2024, while maintaining that undisclosed relationship.
breach of privacy safeguards – Tenenbaum initiated and routed Plaintiff’s Medical History Questionnaire, gaining access to ten-years’ worth of medical data during Plaintiff’s third trimester, contrary to the firm’s privacy obligations under Reg S-P and GLBA.
iv. escalation and foreseeable harm
by October 2023, contemporaneous iMessages show sudden volatility:
financial coercion, missing Schedule II medication, and physical violence.
the same period coincides with firm “mandatory office attendance” directives despite zero sales productivity.
supervisory personnel—had direct knowledge of the couple’s finances and Plaintiff’s pregnancy.
yet no conflict review, wellness check, or compliance disclosure occurred.
v. institutional knowledge and ongoing concealment
Northwestern Mutual and the individuals have since rejected that:
Tenenbaum’s relationship with Brandon Lowe was “awkward” enough to warrant her removal from Plaintiff’s account by March 2025;
now they claim, this conversation with my new advisor, Katie Rosario?
never even happened.
the individual defendants now claim in their answer to the court:
that Ms. Tenenbaum left her position at the firm, the day after i filed for a restraining order against my husband.
i had disclosed this date to her attorney via email, on the record, just prior to this filing.
the firm’s own june 2025 preservation notice and july 2025 SEC TCR filing establish that Plaintiff had to demand a litigation hold to prevent spoliation of account data and deleted off-channel messages.
vi. legal stance
this narrative is not conjecture; it’s a working factual statement supported by records already disclosed to the Court in Lowe v. Northwestern Mutual et al., No. 2025-CV-600 (Denver Dist. Ct.).
even absent proof of physical contact, the evidentiary record shows:
fiduciary breach through nondisclosure of a personal and financial relationship;
misuse of non-public personal information in violation of federal privacy regulations;
negligent supervision by licensed brokers bound by FINRA Rule 3110;
foreseeable emotional and physical harm consistent with established DV-risk patterns.
vii. closing note
this was never “awkward.”
it was a regulated financial environment that ignored its own conflict-screening duties, enabled a violent escalation, and hid the breach until after the harm was done.
when fiduciaries treat domestic violence as an HR inconvenience,
the result is not awkward—it’s lethal negligence.
this is dangerous sh*t.
✶
⚠️trigger warning⚠️
graphic photos of dv-related injuries
-
jan. 15th 2024 assault
10 days before giving birth.
-
jan. 15th 2024 assault
facetime screenshots
-
jan. 16th documentation & er visit
fetal movement ceased
let me be more explicit:
🗣🗣
if i uncover that my financial rep. manipulated her professional position to maintain an undisclosed personal relationship—one that breached the boundaries of co-worker, fiduciary, and client obligations—and if that concealment obstructed my ability to make informed, rational decisions about my safety, finances, or future, that rep.—and the institution that enabled her—will be held fully legally accountable. for every omission. for every consequence. for every dollar. for every f*cking bruise.
part 1 ✶ the conflict they now deny
they now formally deny any conversation with my new rep katie rosario about why my former rep—who had held my newborn, suddenly disappeared from my accounts…
but for fun;
based on me, not having hallucinated the conversation—
what the moment the relationship became “awkward”?
or was that already years into a financial and emotional conflict of interest that no one disclosed?
because what you can’t do,
legally or ethically,
is hide a slow-burn enmeshment between a fiduciary and her friend-turned-client’s violent husband, then pretend it only got "awkward" after the harm was done.
this wasn’t awkward.
this was willful concealment.
that was internally laughed off.
and it escalated during a time
when i was actively funding the entire thing—
under false pretenses.
northwestern mutual knew.
they said they knew.
my new advisor—
(she now denies this on court records
after months of me begging for clarity)
giggled about knowing,
post dv disclosure (!)
they hid it.
and they let me walk in smiling
while the office quietly backed a dynamic
that almost killed me.
yeah. f*cking awkward, bro.
lost my life savings.
debt up to my ears.
lost my car.
almost lost my f*cking life.
but lol.
→ yet she never formally disclosed the conflict to me—her actual client. 🚩
→ she never sent a formal recusal of any kind. 🚩
→ she never gave a heads-up she might be communicating with the op. 🚩
→ i only found out way later, accidentally, from her obvious in-office homie.
cool. glad she thought it was f*cking funny.
instead of leaving my life entirely,
she continued to silently surveil me online 🚩🚩.
daily. 🚩🚩🚩
for almost a full f*cking year.
even after 🚩 the firm admitted she had a conflict and couldn’t ethically act as my fiduciary.
that is textbook unethical behavior—straight-up negligent supervision, fiduciary breach, and constructive fraud. 🖕
and it gets worse.
because let’s talk about why this matters—
beyond the obvious ethical and legal violations.
my husband had never escalated cheating into physical, potentially lethal violence—not with any other woman.
so what changed?
let’s look at the situation:
→ i’m pregnant, financially supporting him entirely 🚩
→ stuck home alone, managing his giant dog 🚩
→ he has recorded stimulant addiction 🚩🚩🚩🚩
→ showing blatant signs of increased stimulant abuse / addiction / spiral 🚩
→ having emotional breakdowns daily 🚩
→ and he’s suddenly extremely secretive 🚩
→ he’s hiding cash advances from my credit cards, vanishing late at night, and freaking out every time i question him 🚩🚩🚩🚩
→ he’s showing up repeatedly at one…location…off site.
→ that location has been tagged as a female co-worker’s private residence.
🚩🚩🚩🚩 🚩🚩🚩🚩🚩🚩🚩 🚩🚩🚩🚩🚩🚩🚩🚩 🚩🚩🚩🚩
even a first-year psych student knows narcissists escalate most when their image or secret relationships risk exposure.
so what’s different here?
he previously cheated casually, when the stakes were low.
now he’s cheating (or hiding something deeply questionable) in a scenario involving:
→ a major financial institution (northwestern mutual) 🚩
→ a fiduciary (her) 🚩
→ documented stimulant abuse 🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩
→ disqualifying from the reserves post med-screening 🚩🚩🚩
→ his pregnant wife (me), funding his entire life and career 🚩🚩🚩
→ financial secrets, covert communications, potentially stolen schedule ii prescriptions, and suspicious money movements 🚩🚩🚩🚩
but hear me out:
if her undisclosed relationship—whether it was emotional, financial, inappropriate, or otherwise—created the pressure that made him escalate from a serial cheater into someone willing to literally strangle his pregnant wife 🚩🚩🚩🚩🚩🚩🚩
she is directly responsible.
period.
she stayed silent about the conflict.
she accepted the fiduciary role days before i gave birth—knowing she had a potential undisclosed personal tie to my legal husband.
to give context:
late pregnancy, i had strangers on the internet watching the hospital visits, bruises, and dv stats i was posting—and immediately clocked that i was living under extreme violence and duress.
yet multiple NM reps were following me.
and said absolutely nothing.
asked nothing.
just signed me up for more policies.
if she continued her relationship with him after violence began,
still never disclosing anything to me...
and even after she officially stepped off my account,
never stopped surveilling me—
collecting private information she could intentionally or accidentally pass to the person actively threatening my life?
jesus
f*cking
christ.
if this firm-confirmed hidden relationship contributed—directly or indirectly—to the violent escalation and financial obliteration i experienced, then that’s straight-up negligence, fiduciary malpractice, and potentially aiding or enabling domestic violence.
🗣🗣 which is a f*cking actual crime.
and currently? i’m surviving with a baby off pure adrenaline. i’m completely financially fcked. we are on food stamps and the ebt card got lost in the mail so we’re relying on goodwill, while my estranged, violent, f*cking avoiding all legal financial liability is potentially…traveling…to fucking manhattan? bro. i’m past-due on a car funded under false pretenses to get my husband to this financial institution, where i now can’t even confirm he actually worked, past 10am. i’ve had to relocate cross-country twice just to stabilize and stay alive with my tiny ass baby. i’m dealing with threats daily, actual documented legal surveillance, an absolutely insane amount of brand new, heinous surplus levels of suspicious af VPNS hitting this site by the minute—with literally no resources, no protection, while your firm downplays and ignores every documented red flag.
this isn’t about drama. this isn’t me exaggerating or trying to stir sh*t up. this is legally actionable misconduct with life-threatening consequences.
so let me spell this out clearly for northwestern mutual, compliance reps, regulators, or whoever else is reading this:
→ 🗣🗣 if your undisclosed relationship or professional negligence contributed in any way—emotionally, financially, physically—to nearly getting me killed and destroying my life, i’m coming for all of you.
and i’m putting every single second of this bullsh*t firmly on the f*cking record.
part 2 ✶ statement of surveillance, conflict, and straight-up betrayal
part two → the lethality threat
sam lee lowe · policyholder · payor · protected party under tro
october 2024 → july 2025
let's be real clear—just because i'm sarcastic, publicly transparent, and documenting every second of this sh*t online doesn't mean i'm not genuinely terrified. i am. this isn't drama for clicks; it's real life. and the stakes here are simple:
i could've gotten killed.
my financial rep from northwestern mutual was legally required to protect my financial interests. instead, she silently stepped off my account—no formal recusal, no professional heads-up, nothing. she did it because she had a conflict of interest (this was internally confirmed by my new rep): a personal relationship with my husband, the guy who tried to literally kill me. that’s not just awkward; that’s legally f*cked.
here's exactly why that's dangerous 💀:
→ when you're actively escaping domestic violence—especially from someone who's violent, unstable, and obsessively controlling—every single piece of your information matters.
→ he had already shown he could advance to lethal levels of violence against me when confronted and cornered; he had broken into multiple homes, hacked my email and social accounts, and weaponized the police against me when i wouldn't do what he wanted, even if it were illegal.
→ he'd already strangled me during pregnancy.
→ bro, he wasn't playing around—he was dangerous, and that’s why there was an active tro in place.
🚩 want one more huge red flag?
→ onboarding with my “new advisor” katie was a night-and-day difference. like—she actually, contacted me…ever.
since being assigned to her, i’ve had:
• zoom meetings
• actual phone calls
• real-time texts
• direct personal emails (not just automated chain sh*t)
• full documentation of every communication
…like how a normal f*cking fiduciary is supposed to operate?
you know, have some kind of contact with you?
you know what i never had with jessica t?
🛑 no Zoom
🛑 no phone call
🛑 no texts
🛑 no direct emails (that haven’t been deleted)
🛑 no fcking contact whatsoever*—not even a welcome message.
our only financial communication is via instagram dm, because even though she had formally been assigned my advisor, i didn’t even have her phone number.
she never contacted me about my accounts, never once. on record.
this woman had access to my medical records, my financial history, and my policy details.
she had authorization to manage my daughter’s life insurance.
and she never once made contact?
→ not even when i gave birth.
(besides directly visiting our home—
while only in contact with my husband,
so she could hold my newborn
while i sat in the backroom,
nursing two black eyes
and a c-section, office gift?
nah. just onboarding.)
→ not even when she knew i was hospitalized.
→ not even when i was sending premiums on three policies with her name in every confirmation email.
but hey i got a dm about a porkroll once.
but—she was texting my husband constantly.
FaceTiming.
Venmoing.
sending him job leads.
watching my instagram every day like a f*cking hawk.
so—clearly, she knew how to reach me.
she just... didn’t.
bro.
i didn’t even have,
the mental capacity
to clock the ridiculousness.
i truly thought,
lmfao—NAH?!
and now?
that’s starting to look a lot less like negligence…
and a lot more like a deliberate concealment of conflict.
intentional silence.
selective access.
a fiduciary wall built between me and my own f*cking representative—
while she kept open communication (to a level that actually publicly caused embarrassment in our family, even after relocation) with the man actively abusing me.
and NM called that “awkward”?
”they were really close?”
lol.
nah.
that’s structural deception.
and it cost me everything.
when we finally estranged—
i was terrified.
this man was threatening me constantly.
with police.
with defamation.
with public shaming.
with active stalking.
we were in real, imminent danger.
so i did what survivors do:
i locked everything down.
private accounts.
new passwords.
zero contact.
full protective orders.
and my financial rep knew this.
→ she knew because i posted it repeatedly.
→ she knew because she watched every single disclosure in real-time.
→ she saw every restraining order update, every financial breakdown, and eventually every attempt to get northwestern mutual to acknowledge their massive screw-up.
why the f*ck would you feel entitled
to my personal realtime
actual marital abuse & betrayal—
while you fucking gauwked?
bro what?
considering you never
respected me as a human being—
never knew your
fucking place?
never once.
you took advantage of every abusive dynamic.
while signing on to manage—
my kid’s f*cking life policy?
that’s now f*cking gone?
girl.
i trusted her.
i gave her respect.
i gave her my f*cking money.
still:
❌ she managed our family policies solely through private communications with my husband—while i was postpartum.
❌ she onboarded me to pay for policies, that i apparently didn’t “own” the literal WEEK i was in the hospital having a planned c-section. (she remembered when she came into my home a week later to visit my baby and husband—remember, i still don’t have her phone number.)
❌ she never formally disclosed that she was too close to him to stay impartial.
❌ she never recused herself officially—or at all.
❌ she never even DMed me to say, “hey—i’m too close to this situation.”
❌ she never told me she stepped away. or that she maintained any relationship with my abusive husband.
instead:
→ she went without telling me anything
→ she set ownership of 2 out of 3 policies (including my infant’s) in my unemployed husband’s name, so i couldn’t access anything, despite being listed payor.
.→ she quit the whole firm, left the state, and never let me know she wasn’t actively acting as my fiduciary.
→ left zero professional forwarding contact. quietly disappeared behind the scenes—no formal update, no transition plan, nothing.
→ and kept watching me.
→ and now? within a week of watching my last story? when i DM her with relevant policy info—she stonewalls me, won’t open a single message.
→ within a week or two of me demanding some clarifications, she deletes multiple of her social accounts she was just using daily to keep tabs on me. zero response. zero professional forwarding contact information. refusing to open my DMs or respond before she deletes.
but daily?
from october 2024 to july 2025—
my former fiduciary was glued to my locked-down instagram,
silently surveilling a domestic violence survivor,
while never once making a professional disclosure.
tell me how that’s not malicious.
tell me how that’s not stalking.
tell me how that’s not textbook fiduciary abuse.
and honestly?
babe, that’s f*cking straight creepy.
like?
how did you not know
watching me post my
bruised pregnant head,
delivered by your office-
inappropriate-bestie
that you secretly (from
seemingly only me)
maintained a conflict with—
wasn’t f*cking problematic?
yo? what?
→ and let’s be clear:
i was already in fear for my f*cking life—
terrified to even speak aloud what he did to me.
this was a man who tried to kill me while i was pregnant—
while i was funding his career, his car, his groceries.
so yeah—wtf do you think he’s gonna do
when i legally call him out
and leave a permanent public record
that he’s a violent abuser?
yo. this makes me so mad.
because clearly—none of these people
understood the lethality risk they were sitting on.
not a single one.
and it’s unsettling,
y’all thought
this was a joke?
like lol, conflicted
personal relationship
with the partner of a
pregnant spouse/client?
LOL SO FUNNY?
bro—what?
did you not
even detect
the f*cking danger?
not even worth—
looking into?
disclosing absolute sh*t?
with our lives
on the f*cking line?
damn.
(coooooooooooool)
→ and because she was close to my abuser?
because her “recusal” was treated as an office joke—
there was a real, ongoing, and reckless risk
that she could’ve passed my private info to him.
intentionally.
or unintentionally.
either way?
that’s life-threatening.
that’s grossly negligent.
and that’s legally indefensible.
🖕
and let’s be real: the timing is sketchy as f*ck.
→ the moment i vaguely hinted at her conflict online—
so cryptically that literally no one else would know who i meant—
(yo pause. literally not a single soul in my life knew her name until right now, besides maybe as “oh that weird girl obsessed with your husband?” aka my ex’s “pathetically desperate coworker that nonstop tries to be picked by a married man by dangling generational wealth—with tragic skin and teeth”)
→ but lol. my steady court-ordered child support ducking husband suddenly sends money, breaking 8 months of strategic non-payment. within…45 minutes of my non-identifying diary entry? lol.
✶ he had, in fact—just days prior, denied a venmo request for a similar amount of money, out of nowhere, from months earlier—seemingly in relation to my new conflict i’d raised within NM.
📌 not subtle.
absolutely most horrific part? completely unverified because northwestern mutual refuses to acknowledge or respond to a single one of my “bro—this is a crisis” pleas i’ve now sent for over a month.
🚩but: public records seem to geolocate my husband to her city borough.
🚩 in the precise window i’m emailing their compliance department—
→ begging for formal confirmation
→ that there isn’t an active conflict of interest
→ between my former financial representative
→ and the man i have a Final Restraining Order against.
because she was actively surveilling me,
which i forwarded with documented proof.
weeks earlier.
and i didn’t want to “over-react”
🗣🗣🗣🗣🗣
babe, this is not a joke. writing this down publicly is a huge threat to our safety. every disclosure of abuse is almost definitely enraging the abuser.
but baby?—if they were actively together, as she stalked my socials daily, as i begged the financial firm that created this situation to help me, if i had disclosed everything prior and she was still actively keeping tabs?
yo. i can’t even imagine the liability if that’s real.
like fucking unprecedented levels of liability.
and truly—i don’t know shit.
because seriously. this dude is supposed to be living across the country from the location on that public record. and remember, this is the same man that just stated he could only afford $100 in child support since the biden administration, this is the same dude that’s claiming to courts he’s been unemployed since late 2024—but potentially…seeming to pop up in…manhattan?
bro—what the f*ck?
🗣🗣🗣🗣🗣
yo. this is truly not funny at all.
if true?
this would be astronomically insane levels of negligence and reckless fucking endangerment. the only reason i’m even writing it down publicly is because no one will listen to me. people look at me sideways when i tell them this is real, because no one believes a financial firm could fuck up this severely.
but seriously, i have no backup. i have no protection.
the only thing i’ve got—are these public disclosures to keep us visible and in people’s cognition.
✶
please remember (!)
this last bit is ✶ unconfirmed since northwestern mutual has disclosed absolutely nothing, despite my repeated emergency-level pleas for help.
🚩🚩🚩 but wait…
after all this sh*t and actively surveilling me for months post-estrangement and apparently post recusal—at the exact time this public record appears on file—what does my former fiduciary do?
🚩🚩🚩BRO.
→ poof; i’ve been open and publicly talking shit about this specific situation online, on my socials, in code only people on the inside would understand, for weeks—while she watched with her legal name and whole face. but suddenly? she unfollows me after nearly two years of daily surveillance. yo these two are so covert i swear.
and shortly after? accounts deleted.
→ lol. like that's going to erase the past two years
→ like that’s going to make the potential damage vanish
→ okay, cool. totally normal behavior for someone who’s innocent, right?
the craziest part?
i would NEVER assume or want to believe any of this is true—even when there were red flags. because we were openly a family, i was openly induced in to funding his life, i was kind to everyone at the office—i went full in. they onboarded me in active labor—bro. for sht i was gunna pay premiums on for a year, but evidently don’t belong to me—at all, including my child’s—that i signed every document to initiate. my new rep? babe—she deleted that sh*t off my account post “i have $700 left and just paid all three policies under FRO” disclosure, immediately after our first meeting, and then offered zero refund…while calling it hostile.
but y’all?
i know it seems bad.
but i never once would have,
actually thought—
it was like that?!
i have been begging them to correct me
or deny the conflict, since mid-june—
literally tell me fucking anything.
they’ve seen what i’m alleging.
they sent it to legal.
they have since gone—silent
despite our ongoing threat.
🖇️ legally, here's the blunt summary:
→ failure to formally recuse herself from managing my account despite clear conflict of interest; which was disclosed informally by her successor
→ surveillance of a protected party: continuously monitoring my private disclosures while knowing i’m under active threat from someone she’s potentially still connected to
→ potential facilitation of retaliation: direct link established between my coded disclosure about her and immediate contact from my abuser
→ negligent supervision by northwestern mutual: their complete failure to recognize or stop this behavior despite multiple documented warnings
this isn't me being dramatic—
this is me spelling out how lethally dangerous this was, and still is.
because as i’ve disclosed, in writing, for months:
→ he is violent.
→ i have an active FRO.
→ and he is a threat to me and my child.
🗣🗣🗣🗣🗣
you don’t get to sit that one out.
not legally.
not ethically.
not ever.
I AM LUCKY WE DID NOT DIE.
I TRULY MEAN THAT.
i say that with my whole fucking chest.
just because i'm posting it publicly doesn't mean the threat isn’t dead f*cking serious.
it is. i am.
and now it's documented.
✶
but honestly—babe?
i’m glad he violently came for me and not you.
i mean this:
you would have never survived it.
zero natural instincts.
and now we’re both still alive.
jealousy raised the odds of an intimate-partner homicide turning into a homicide-suicide by 3.5×.
U.S. CDC NVDRS data (2016-2020)the realist sh✶t i got:
yo. this entire situation? has been an active threat to our safety for almost a year.
and that’s not just me being “dramatic” or “obsessed” or whatever the f*ck people say to survivors. it’s a literal safety risk to be saying any of this out loud—while my abusive estranged husband is unaccounted for, potentially unstable, and possibly receiving real-time updates through someone who legally should’ve been protecting me.
and seriously? that’s what kept me spiraling for months. like—was this girl just some neutral, semi-pathetic ex-coworker still watching for no reason? was she just curious? am i being paranoid? do i just need to block her and chill?
or was she covertly feeding information—photos of me, disclosures about my location, updates about my love life, finances and legal battles—straight back to the man who tried to kill me?
yo, how the f*ck was i supposed to know?
that’s why this matters. that’s why it’s not petty. because when you’re surviving violence, even neutral silence can be a threat.
and a bad-faith follower with insider access?
that could be fatal.
✶
legal release:
redactions, intent & protected disclosures
this page contains information related to my official SEC whistleblower complaint (TCR #17524-664-607-685) and accompanying civil claims involving fiduciary misconduct, financial exploitation, and policy tampering connected to my role as a client and protected party.
redactions
i have intentionally redacted or abbreviated names to first and last initials where feasible—not out of obligation, but as a baseline of decency for people who extended me none.
this is not revenge.
this is the public record of my survival, documented on my terms, in my voice.
intent
my intent is not:
to stalk, dox, harass, or incite action against any specific person
to endanger anyone’s safety, employment, or family
to manufacture rumors or knowingly misstate fact
my intent is:
to ensure this story is not suppressed by power or privilege
to prevent future clients, survivors, or vulnerable parties from falling into the same legal trap
to protect the integrity of my whistleblower status under federal law
to create an accountable timeline of events rooted in documentation, not deflection
legal protections
this disclosure is protected under:
15 U.S.C. § 78u–6(h) (Dodd-Frank whistleblower retaliation clause)
First Amendment (U.S. Const. amend. I)
Fair report privilege (Gertz v. Welch)
Truth defense (NYT v. Sullivan)
Anti-SLAPP statutes in Colorado, California, New York, Texas, and Florida
