a legally dumb b✶tch

(the compliance spinoff nobody asked for)

✶
welcome.


this is where
we document
how an entire
financial firm
✨fumbled✨
a visibly pregnant woman
with trauma, receipts,
and adhd hyperfocus.

aka:
me.

✶

what’s up—this is a financial clusterfuck from hell.

it’s absolute egregious levels of bullsh✶t that i even need to do this.

but f✶ck it—here we are.

what am i alleging?


this is a public service announcement.
this is a warning.

that a mid-tier financial firm
knowingly weaponized the
✨ dumb bitch tax ✨
on a pregnant woman while protecting a combat vet with deadly tendencies + sanctioning his side-piece through sacrificing my fucking policies.

yo—they let
an in-office conflict of interest
spiral into attempted murder level violence—
and then had the ✨ fiduciary f✶cking audacity ✨
to assign her as my financial representative.

literally two weeks before i gave birth:

“congrats on surviving manual strangulation—
here’s that murderous goblin’s office girlfriend to manage your money 💋”

a week later? my guy goes full fight club on my pregnant ass—bro—ER level violence + no fetal movement = classic.

next day?
ms. fiduciary venmos my wannabe felon for emotional economic support.

and instead of disclosing sh✶t?
they f✶cked my policies instead.
while my rep?
BABE—poof.
*lol like EXACT same time
i slapped the FRO on the hubby.
firm calls it “like for real—awkward”

girl—more like, she ran towards my trash.

thing is?
i have mad receipts.

✶

“enmeshment” with a coworker =
grooming + isolation

  • studies link real or suspected infidelity—including workplace affairs—to IPV escalation CDC.

  • coercive control often includes enmeshment: the abuser co-opts a trusted third party (coworker, advisor) to reinforce control, isolate the victim emotionally, and gaslight her through professional credibility.

  • the timeline reflects this: the advisor levels up within the firm and benefits (proximity & my commissions) collaboratively with my husband, while systematically eroding communication with me—effectively positioning me outside their shared circle.

clinical takeaway: this isn’t just personal betrayal—it’s operational exploitation.
that “secret network” is a known red flag for coordinated gaslighting and isolation.

this is what you tried to silence.

⚠️ legal notice + survivor disclosure ⚠️

this site documents my real-time survival as a domestic violence victim, whistleblower, and single mom—samantha lowe. i am currently navigating active safety threats, institutional neglect, and retaliatory surveillance.

i’ve tried to handle this privately.
i was ignored.

if you are accessing this site in a legal, professional, or retaliatory capacity, you are on notice: this may constitute constructive misconduct, witness intimidation, or bad faith surveillance of a protected party.

i am the only person protecting my child.
i am the only person protecting myself.
i’m not being dramatic—i’m being thorough.
this is what survival looks like when no one steps in.

i see you.
and i’m documenting back.

a f✶cking fiduciary shitshow.

prelude:

the stats nobody at northwestern mutual denver

wants to google

  • homicide is the #1 cause of death for pregnant women in the u.s. (look it up)

  • 45% of intimate-partner femicides list “jealousy or suspected infidelity” as the trigger.

  • the most dangerous moment for a woman in a DV relationship is:

    1. when she’s pregnant

    2. when she threatens the abuser’s ego (exposure, loss of control, financial insecurity or triangulation)

  • most women killed in these settings have made prior “known to agency” disclosures, but no one intervened.

trigger warning. graphic content.

timeline of financial f✶ckery

✶ timeline of financial fuckery, lethal neglect, & office triangle audacity ✶

(if you’re reading this, you’re officially in the pre-murder plot arc. buckle up.)

✦ chapter one:

“family office” or “future true crime?”

(summer 2023)

aka “pregnant, broke, and funding a financial bro fantasy i didn’t order”

context check:
i’m first trimester, sick as hell, in law school, barely surviving—while my then-husband is “recruited” by northwestern mutual denver, which fronts itself as a family values utopia for basic finance bros.

  • “this is a real f✶cking job!”

  • “he’ll crush it once licensing clears—just hold him down!”

  • $8,000 tuition refund? torched on his “career.”

  • $10,000+ in savings? poof

  • $5,000 down on a car so he can “commute”

  • literally every single dollar of my income while pregnant = gone.

  • translation: empty your savings, front his flights, clothes, work adjacent expenses, hotel for NM’s annual (july 27, 2023; $500 venmo), pay his exams, all associated fees, cars, gas, shirts, ties, socks, fingerprinting, doggy daycare for a 140lb untrained beast, plus every single utility, bill, and grocery trip.

  • it’s commission-based 🚩—but the ceiling is HUGE—this is realistic, and there are monthly bonuses for top performers.

  • “you’ll totally be able to swing this cleaning houses and pregnant.” 🚩🚩🚩🚩🚩🚩🚩🚩

legal/psych energy:
this whole-ass professional financial squad requested i come “in-office” so they could personally bait me into financing this career—while openly pregnant and cleaning houses to pay the bills. they went through our finances, our medical history, our fucking fears—reassuring this “career” was absolutely a reasonable, financially smart, “family first” decision.

the whole time? i’m being sold the “family office” scam, but all the risk is on me—the pregnant wife. legally, they’re baiting me into detrimental reliance. psychologically, they’re grooming me for a financial drain.

  • “the recruitment scam: false hope, powerpoint, and future trauma”

    [Screenshot of the firm’s original pitch—where they swear it’s a ‘family office’ and not a slow-motion homicide club.]

  • “venmo: the husband hotel hustle”

    [Screenshot of $500 Venmo to Ross for Brandon’s NM trip. Proof: i funded his ‘big break’ while eight weeks pregnant and throwing up in parking lots.]

  • “pay to play” — venmo for licensing, exam, and every credential.

    proof of ongoing financial sponsorship and growing economic coercion.
    (exhibit: august–nov 2023 payments to James E., NIPR, and more.)

  • sell it babe

    “trust, but get f*cked” (onboarding, paperwork, & setup)

  • my money, but was this a career?

    proof of ongoing financial sponsorship and growing economic coercion.
    (exhibit: august–nov 2023 payments to James E., NIPR, and more.)

  • my husband made $2.50 an hour roughly

    math ain’t mathing

  • aug 28, 2023 visit with my mom :)

    screenshot of the NM denver office

  • the career cost me a lot

    why did my husband’s career as a financial rep completely devastate me financially?

✦ chapter two:

buddy cop, affair energy,

and the triangulation olympics

(aug–nov 2023)

ok, i’m now increasingly:

  • broke, puking, alone, cleaning houses, paying every bill.

  • 🚩 we finance a $40k+ car, so he can use mine—to get to work. he co-signs, says he’ll pay every payment, i put $5k down, start funding two insurances and now, a $580 car payment. because he insists on commuting to the office to “work”

he’s: “working” in a cubicle 8 hours a day, five days a week, but making less than $3k in 5+ months; and if i remember correctly, that check didn’t even hit until almost 2024. 🚩🚩🚩🚩

  • the hubby is #2 in his class; #1 is jess t. (“ivy league legacy,” trust-fund energy; the pick-me office girlie he weirdly talks about way too often like he’s confessing to a crime).

  • the firm calls them “sheriff & deputy.” 🚩 you cannot make this shit up.

  • i’m openly and visibly his pregnant wife who was knowingly induced into funding his career, and has now visited the denver office multiple times during work hours.

  • one time i even bring my mom to see my husband’s new “career”

  • side note: if money was the priority, he’d have done the morning Zoom at home and cleaned houses with me for the exact same $0. choosing a 2.3-hour round-trip commute to “sit at the office cubicle” during a remote-optional, production-based job—with zero revenue and his coworker nearby—only makes sense if the office wasn’t the point. the proximity was.

what actually happens:

  • 🚩 daily texts, late facetimes, weird alumni events (with no money, no business), and constant secret calls between his brand new female coworker and my husband.

  • 🚩 doors close for calls, location sharing “glitches” late at night, more errands that make zero sense, he’s gone for 3 or 4 hours on trips to “wal*mart,” coming home with almost nothing. and this is a man who has zero dollars.

  • 🚩🚩 me? always at home, cleaning other people’s bathrooms, missing prenatal care, paying every f*cking bill. we can’t even pay my doctor’s bills, we are so broke at this point.

  • 🚩🚩🚩 her? almost zero contact with me directly. op vibes, your my husband’s work bestie? never speak to his pregnant legal wife? when other female coworkers are texting and befriending me? still clocked zero real threat. again, my husband is shallow as fuck.

but suddenly:

  • 🚩 violence explodes.

  • 🚩🚩🚩 bro, he randomly starts hating me.

  • 🚩 he’s pinning me, restraining me, tackling me, smothering me, spitting on my face—into my second trimester.

  • 🚩 it truly makes no fucking sense. babe, i am supporting his entire life, willingly. i want a family.

  • 🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩
    by 7 months? i’m being manually strangled. then body slammed, head first into the wood floor. flat on my back. he tells me to get up.

  • fun fact? he’s a serial cheater, right? but this man had never escalated this way with any ex, ever. weird timing, huh? could the risks of being caught this time…be—higher? unclear. truly, he could have directly been sexting 20 random iphones for all i know, i wasn’t allowed any access to his phone ever.

  • i absolutely never thought he cheated—at the time.

  • because honestly? like—what man would cheat on their pregnant wife who just gave them a car and is funding their entire existence and career? i truly was like, nah be serious. i swear. i am partially naive to the depths of immorality.

  • but there were signs.

red flag rundown:

  • 🚩 daily texts/calls between my rep and my spouse (i don’t even have her phone number)

  • 🚩 daily drives over an hour each way (he didn’t have a car when we got married) to sit in a cubicle for full office hours, five days a week, with literally zero income—for months. (i’m texting him daily that i can’t manage his untrained huge canine while pregnant, people are actually worried about me with the dogs and stairs. his dog sh*ts in the condo multiple times a week my entire pregnancy. he’s busy at the office.)

  • 🚩 $800 worth of cash advances off my cards in one month, november—literally zero explanation besides “his bills” i was already paying + him vanishing at night + location services off at 11pm, while i’m in my second and third trimester? = hmmmmmm

  • 🚩 multiple unexplained venmo kickbacks and money payments from her to him. she never directly communicates any of this to me.

  • i find out (when i do find out) about the money she’s sending, always in some sideways, half-assed, awkward disclosure that doesn’t make any sense. i’m not allowed to see his phone. i don’t even know his passcode and i’m his legal wife.

  • 🚩 by now she’s offering him job connections, emotional support, constant contact—but never for me, the pregnant wife who’s financing it all (lol ok)

statistical undertone:
jealousy, infidelity, and sudden emotional “outsourcing” are textbook triggers for lethal escalation. homicide is now the #1 cause of death for pregnant women.


the violence? escalates exactly as their “work spouse” relationship intensifies.

✦ chapter three:

violence escalation

& the “compliance blindness” era

(late fall 2023)

  • second/third trimester. still cleaning houses, still broke. now he’s also—kicking my ass.

  • 🚩 husband “works” 40+ hours a week, but brings home less in five months than i spent on his onboarding.

  • 🚩 i find out later, the schedule says gtfo of here by 10am…so where was he? literally no clue. his location was constantly inactive.

  • i do know: i bought a fucking vehicle to get him there, though. right before he totaled my paid off crosstrek i gave him to commute. and after i gave him $1,000 summer 2023 to buy the first car he left on the side of the highway en route to nm denver after it broke down. (he then ubered on my credit card before making me pick him up on the highway with the busted car—after his “full workday.” workday doing what? not contacting clients who told me you never followed up.)

  • i know one day, i came to the office to pick him up (upon request). bro—almost ready to pop, throwing up out the window and sh*t, and he made me sit downstairs…in the car…for over 40 minutes while he “wrapped up” in the cubicles. ok.

  • 🚩 his new office-wife bestie/my later full-on-fucking-fiduciary? seemingly lived minutes away from the nm denver building.

    • where are the work logs, nm denver? because you induced me to fund this “career” and all evidence now seems to indicate my husband was not, at a paying job.

    • but please, for the love of god, just tell me it’s normal for your number 2 recruit to make net zero in the first 6 months and i’ll feel better. i wish i were kidding. i’m not.

  • 🚩 he’s stealing copious quantities of my adderall. so many that there’s no way he could physically take them all, but refuses to give any back when i catch him.

  • 🚩 bro, he seems to stall even onboarding himself, i got paperwork for medical forms in like september, he didn’t process anything for either of us until jess t. took over the account a week-ish before my due date. after he left the firm :) i mean, i guess it would make sense if he were defrauding me…and the feds by running all his “sales” through his female co-worker instead of claiming any income or doing any f*cking work? (also may be why the irs stole our $3k refund and has been delivering certified mail addressed only to him—hmmmm probably not a good look to declare $5k for the year when you had multiple jobs, including one as “#2 recruit” at a “financial firm”)

  • seriously, wtf was going on in this “office?”

  • i’m telling his mom—”yo, he’s stealing money from me, he’s stealing my scripts, he’s fucking beating me.” NO LIE, she straight laughed in my face, in my own home, when i told her that. i’m not kidding.

  • babe, by now? bills maxed, accounts overdrawn, me googling “is this what building a future feels like or am i in a netflix true crime docuseries?”

  • she sending him money. multiple times. he totally blocks me from his phone, skips every prenatal. bro, he gets so fucking aggressive when i question his weird movements. i pay for everything, cry in my car after cleaning houses through my third trimester.

  • december 2023. hubby quits-ish (now 1 month until due date)

    • office holiday parties dead center of escalating—what seems like—numerous murder attempts. his location is off at night. i’m still openly visible to the office. they know we are now, absolutely financially fucked. they even give us the leftover food from one of the parties out of pity. bro—thanks!

    • i still manage to literally scrape together coins—get his office bestie and a few others some christmas goodies and gifts because, these are his co-workers. my husband makes fun of me for the gifts being cheap.

    • randomly one morning as i’m crying because he’s leaving me at home with two dogs, in a second-floor condo, on icy-ass stairs, again, to make no money—he says “i’ll quit!”

    • what? bro—i just want you to…make some fucking income.

    • but nah, tens of thousands of dollars down—but he decides, not for me.

    • truly, he acts like he’s doing me some huge favor—like he’s about to get caught in a web of absolute fuckery; but cut it off.

    • now he’s unemployed in my final weeks of pregnancy.

    • still talking to my financial rep. constantly.

    • they’re still trying to sign me up for policies. i’m like, fine—this dude might kill me.

    • he explains she’s enrolling clients for him because she has more licensure—so she’s sending money. and she just “really wants to help”

    • i’m like, ??? ok whatever dude, just please—remain calm.

    • but hey—maybe i just got confused. or maybe he was lying. no idea.

    • he’s still making calls, facetimes, absolutely texting, receiving money pings—

    • and even "going in to the office” after he officially resigns.

    • he’s made about $3k since he signed on in july, 2023. it’s now almost 2024.

    • we now have a negative balance in our bank accounts.

    • bro—now? i’m teaching a virtual yoga teacher training + cleaning houses 7 days a week in my last trimester why? to compensate for his absolute fucking career failure. one day—i ask to borrow his laptop to film my live class, my dude SITS next to me filming while using the computer, the entire time and then takes it back before he leaves. YES.

    • honestly, i was so overworked, scared and heavily pregnant—i mentioned this to my friend at the time and then though? i’m like nah he fucking couldn’t be, that would be insane.

    • THE CROWN JEWEL? YO. his mom came to visit that christmas—FOR REAL, GOT PISSED his unemployed ass was going to come CLEAN A HOUSE WITH ME TO MAKE SOME INCOME instead of going grocery shopping with her—so they took my car and went without me while i cleaned a house for 3 hours alone, 9ish months pregnant, fully supporting their holiday expeditions. she wants to go to the mountains, she wants to sightsee, we have like $200 in our checking.

    • i say “ma’am he’s beating me” she LAUGHS, and then he starts OPENLY and VERBALLY BERATING ME…IN FRONT OF HER, in my CONDO, mocking me for being a victim of CHILD ABUSE.

    • for context? in that moment, they’re both using my car and home as a free “vacation” while i clean houses. it got so bad my husband kicked me out of my own condo at like 9pm at night and i went to my elderly client’s home to sit and watch movies with him because i had nowhere else to go.

    • my therapist told me i was in active danger at this point. i started making a plan.

    • i went to my prenatal appointment alone during that visit. my blood pressure and heart rate were consistently so high during my pregnancy that they made me go to the ER to be monitored. my husband and his mother were in my car exploring the canyon on my gas money, while i sat in a hospital bed alone.

    • my husband then calls up my father, in retalliation—to tell him i’ve “flunked out of law school” …literally false, but an academic shortcoming that i’d kept from my “dad” for half a year, because he was a vicious and judgmental troll who i knew would mock me.

    • when his mother left that christmas? she blocked me on all social media. (weeks before the birth of her first grandchild) and she abandoned the christmas presents i got her in the disheveled room she left for me to clean up, like a hotel.

    • he’s becoming increasingly more lethal.

    • i know i’m about to get murdered—i wish i were kidding.

  • NOW? he’s full on WWE’ing my pregnant ass.

    • 🚩 we’ve got full manual strangulation

    • 🚩 taking my legs out from under me, so i fall flat on my back & head.

    • 🚩 pinning and smothering my nose and mouth as he holds me down on the ground with his shins and forearms—on a regular basis.

    • 🚩 punching my head and body so many times—i have bruises literally everywhere. my skull, my arms, black eyes, split lip, swollen nose and face. i look fucking terrible.

    • 🚩 first christmas together: he gets me…nothing. had just taken $800 off my credit card in cash advances with zero excuse. literally. 8+ months pregnant, working multiple jobs third trimester as he’s unemployed, just married, gave him my car, financed his career and…nothing. bro—this dude used to like me. i didn’t even want to get married—he convinced me. yo— wtf?

    • no one has come to see me, no one has thrown a baby shower, no one has shown up. my best friend moved to another state a month after i found out i was pregnant. my other friends are gone or busy. i am absolutely all alone.

    • babe, i’m 9 months pregnant.

    • 🚩 physically violent like never before and for real, i know i’m gunna die. soon. it’s getting worse.

  • the firm? nothing. zero red flags.

psych undertone:
classic “narcissistic rage when caught.” triangulation pushes unstable men over the edge. compliance? still napping.

context:

  • my husband has cheated in every serious relationship he’s had, but never got violent—until this “relationship” starts.

  • escalation of “secret” behavior: he locks me out of his phone and by now laptop as well, disables location sharing constantly, leaves for unexplained errands, always broke.

  • always “at work” — five days a week, 8 hours a day, makes almost zero income. 🚩🚩🚩🚩🚩🚩🚩🚩🚩

  • babe, late night errands without locations

    [i’m in my third trimester, he’s out at 11:36pm with his location services turned off.]

  • location constantly disabled

    [so many of these screenshots in my 2nd and 3rd trimester]

  • nov 2023: gifts from coworkers + no location found

    “no location found: gifts, gaslighting, and the post-strangulation arc”

    location services “mysteriously” turned off (No Location Found, 8:23 PM)

  • northwestern denver holiday party :

    caption alone screams “i hate my life” but whatever

  • my hubby "buying me a car"

    aka stealing my paid off vehicle to total it within 3 months on an undisclosed “late night errand” and then leave me with all the payments on new vehicle while paying zero court mandated child support

  • career net like -$20k

    my dude has made zero dollars at this point.

  • nov 13, 2023

    screenshot of the NM denver office broadcasting my pregnancy and specific due date <3

  • holiday family vibes

    openly showing my whole pregnant face at my husband’s nm denver events :)

  • third trimester? huge black eye, babe!

    i said i slipped on ice. lol.

  • using my platform to launch his finance bro era

    posted his career constantly on my platform to help launch his career; he asked me to plug him constantly.

  • pregnant, cleaning houses, repping my husband's career

    i gave him every single contact out of my phone to plug northwestern mutual.

  • hubby totals my paid off car <3

    morning after vague late night errand—

    jan 22, 2024: 3 days before scheduled due date

  • in the ER alone

    hubby & his mom are driving through the canyon in my car <3

  • being monitored for heart rate elevation

    jan 11, 2024: still alone :)

  • september 2023

    this man starts becoming a fucking dickhead, while i’m sheltering him and his dog, and fully funding his career. ok.

    these are just bits i saved via screenshot.
    i’m second trimester here :)

✦ chapter four:

the “auntie” and the fiduciary fraud arc

(jan - feb 2024)

  • january 12, 2024: northwestern mutual assigns jess t. as my financial advisor, while she’s literally sending my husband (now, not even her coworker) money, ghosting me, and is deep in some “personal” dynamic with him. 🚩🚩🚩🚩

  • my first insta dm mentions “you’ve been such an angel to us” literally referring to her direct money transfers, that she had never acknowledged or disclosed to me in any context. she never even acknowledged their constant-continued communication, ever.

  • but i saw him continuing to talk to her. 🚩

  • bro—he’s still finding reasons to drive to denver for “work” despite quitting. i’m full term. he picks up some retail work. whatever.

  • days before delivery:

    • he beats me so badly, i go to the ER; fetal movement stops, i’m covered in bruises.

    • next day, 🚩🚩🚩🚩🚩 venmo payment from her to him (car emoji); he venmos me $100 like it’s a “sorry you got beat” reimbursement.

    • she absolutely never 🚩discloses to me…not once, that she’s funneling money “settings on private” to my husband. there’s literally only one public record of the payments i know he received, which they left on public for over…a year and a half?

    • what’s up compliance—did you miss that? public venmo payment? between pregnant client’s unemployed combat-vet spouse and her financial rep? nice work.

  • jan 22nd-ish: literally like less than a week after that? he insists on going on a late night—for absolutely no reason—errand, like literally says he wants to “drive the dogs around” in the dark, in january, in the fucking rain. i BEG him not to—he does anyway—

  • he totals my car while on this errand to nowhere. i’ve been openly talking about moving back home, and i believe he may have tried to sabotage that. unclear.

  • but he does: make me “handle it” while i’m ACTUALLY giving birth. he said he begged the other driver not to file a police report. to this day—i wonder what he was doing?

  • jan 23, 2024: after being in professional contact with me since 8 weeks pregnant, my financial rep and the whole team, start sending me notifications to sign on for 3 separate life policies, mid dv emergency, two days before my scheduled c section. yes. oh yeah, and after my husband quit and was formally unemployed. lol. **2 out of 3 policies i fund will cease to exist a year later while i’m under FRO and he refuses contact with the firm. all premiums lost.

  • jan 25, 2024: i give birth.

  • jan 28, 2024: while in the emergency room for child birth, northwestern mutual and my financial rep, who is besties with my husband continue to send me paperwork to sign for my husband and my own policies.

  • zero bouquet from office, zero “hey thanks for fucking your financial life, almost getting killed, while we normalized a personal relationship with his female coworker and then had her advise you through policies during active labor and a documented dv emergency, btw, the policies are his! hope you don’t get murdered!” group gift.

  • lol. you think this office full of females could have thrown me a mini baby shower since i funded his entire career, they knew i was alone, and they knew we barely had enough to eat?

  • LMFAO, NAH, JUST ONBOARDED FOR POLICIES.

  • please keep in mind, i have zero record of any formal onboarding zoom meeting, phone call, text message or anything from my rep…ever. i didn’t even get her phone number, while she constantly maintained private constant contact with my husband. (brandon eventually onboarded at a nj northwestern firm, so they cloaked it under “professional communications,” but even after he quit, she never stopped contacting him…ever.) she was my onboarding rep. she was the listed contact via underwriting, i even communicated with her via dm about transferring my ira. she was presented as my financial point of contact. while she was actively giving my husband reported kickbacks for clients :)

…

  • first week of feb 2024: she visits our home to hold our newborn, but not alone, barely speaks to me—has to bring backup, even though the other co-worker already visited. but i thought we were so tight, it was cool to cash app my husband without telling me?

    • i ask for help moving my IRA via instagram DM; she says “i’ll circle back!” then never responds.

  • compliance?

    • firm doesn’t flag the obvious conflict. she never discloses it to me. apparently this is a completely normal, professional relationship. okie dokie. i have zero autonomy to question any of this sh*t, and honestly—i trusted northwestern mutual denver.

    • but…she’s still sending him money.


❤️‍🩹 this part is really so hard to say. and this is just my intuition speaking.

in my true and honest survival instinct threat evaluation:

listen. his intention was to kill me, because i had become less useful and he had found another supply. trust me bro, never said that shit before ever. about anyone, and i’ve met some angry dudes. but it’s true. this was very different than anything i’ve ever seen, besides in literal true crime docs. i saw it in his eyes when he spit in my face or jumped on top of my pregnant belly to literally squeeze the scream out of my body, to steal the fucking breath. dude i know—this is terrible. but i believe his intentions were to cover it up as an accident. i had been so sick. there were so many attempts. i was so isolated. i thought they would believe him. military, ivy league—golden boy. that’s why i told my mom as soon as he strangled me. called her up and explicitly told her what happened. because i knew—i was going to die. truly. and i believe he would have faked grief—because he could fake anything—to a terrirfying and mindbending degree…and then after i was gone? my bones told me he would have continued to social climb up his goblin ladder of fake success after extracting as much wealth and resources as he possibly could—while openly betraying me—in less than a year of marriage. so he was going to bury his sins in the ground. i have never felt that level of threat, in my entire life. i abandoned two fully functioning businesses i had developed over a decade here in colorado—my mom packed my whole ass condo—and in two weeks after birth—in a fucking blizzard—we were fucking gone.

✦ chapter five:

postpartum, cross-country relocation

& long distance besties

(spring–fall 2024)

  • post-birth, i know we need to get the fuck out of here. i’m completely alone. he’s unemployed. showing clear indications of infidelity and high-risk homicidal dangerous-af warning signs to fucking run. so we fucking flee.

  • we let him come because i’m literally fucking days out of giving birth and we don’t have a plan. the plan was to build a life here in colorado, via this totally feasible financial rep. “career.”

  • the only one who came to my birth from my family—is my elderly mom, and wtf is she gunna do?

  • he’s still in constant contact with my now official financial rep. she never contacts me about finances despite being the listed contact on my policies. she only hits up my husband’s phone. privately. regularly. i’m not allowed access.

  • we immediately move across country within 2 weeks of giving birth.

  • babe— we completely relocate to my family home in new jersey—out of fear he will absolutely kill us.

  • still funding everything, negative balance, every NM premium still drafted from my account.

  • jess t.? 🚩 never replies to me about my IRA or, absolutely any financial communications—

  • but watches every single IG story 🚩🚩—like clockwork.

  • she checks in once via dm (not about finances), oddly…while my husband and i are actually doing well. 🚩🚩🚩🚩🚩
    (    lol ok. ding ding, i’m still here. girl we know.)

  • hubby hops 3 different jobs in like 6 months—any money he makes, my goblin of a father eats up via rent and bullshit.

  • jess is still in constant contact 🚩 with my husband. literally everyone who notices him talking about her 🚩🚩🚩—think's it’s fucking weird. because girl, have you been to reality?

  • but hey—i trust the institution. 🚩🚩🚩🚩🚩🚩🚩🚩

  • now she’s offering him 🚩 job opportunities in the city. he talks about taking day trips to NYC to meet her dad. 🚩🚩

  • he’s randomly 🚩 mentioning her throughout our relocation, clearly still texting, clearly still in regular contact.

  • they are no longer coworkers. 🚩🚩

  • she’s my fucking fiduciary. 🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩

  • still never used my husband’s phone, never, not once.

you get the f*cking picture. 🚩

stat undertone:
why are you texting my husband from across the country?

✦chapter six:

silent erasure & the “awkward” recusal

(fall 2024–spring 2025)

  • early oct 2024: brandon straight bounces.

    • month prior? he’s again—all of a sudden 🚩—being weird af. starts isolating. 🚩 starts emotionally disengaging. 🚩

    • i can 100% at this point recognize that he’s at least communicating with someone else. 🚩🚩🚩

    • the emotional withdrawl said everything—and i know he always shelters with a woman. 🚩🚩🚩

    • he openly and continuously admits to being in 🚩 regular contact with my 🚩 financial rep throughout our entire marriage (summer 2023) and relocation.

    • he seems to bring it up as some weird dig, like it should mean something to me? honestly, it never clicked. i was just like…yeah, cool…you still talk to the awkward—doesn’t-seem-to-get-how-desperate-she-looks—trying to get picked by a married man with a newborn—girl from work. lol nice bro. cool.

      • meanwhile no hate—and this is just speculative and unconfirmed, maybe blowing off a little steam for my devastating losses…but i’ve dated in that $$club—a lot. and…lol, yo—ms. rep. might not rank on the 10 scale anywhere near highly enough to bag the non-inbred in her own socio-economic bracket (bro. they want—and can get…an actual trophy wife…or at least a 5+? lol) so maybe she had to settle for a wife beater with a pill problem. baby—i get it. lol. i don’t but, like—i got it.

    • 🚩🚩🚩 he encourages me to liquidate some more equity to secure us solo living arrangements—(yet he’s still being a weirdo dick)

    • i am like, hmmm…then reality hits…and it’s oh hell no, bro i am not living with you in isolation…with a fucking baby. no.

    • 🚩 that pisses him off—he threatens to move to texas. i shit u not.

    • initially? i’m shocked, then i’m like…i mean ok?

    • he’s working at a fast food spot at this point.

    • 🚩🚩🚩🚩 he now takes over the camper my mom just bought us and we spent another 2k renovating; stops engaging with me completely, stops visiting his own kid 40 feet away—just inside the house, stops funneling any money into our accounts.

    • finally he books a flight and the next day—gone.

  • early oct 2024: i’m left with our baby, every single bill, in NJ. alone.

  • he promises to leave—what he calls “a letter of intent”

  • he leaves nothing—but a dirty camper, a stack of bills, his own fucking child and a fucked up car with $3.5k more damage.

  • and no fucking money.

  • him?

    • 🚩 he is constantly texting—going back and forth, until i finally block him.

    • 🚩🚩🚩 he’s stalking me.

  • 🚩🚩🚩 he’s logged in to my email from across the country. i clock the texas login. he’s trying to hack into my socials. he’s group texting people that…wait for it…i’m a cheater and i ruined our marriage. LMFAO false. never in my adult life, actually.

  • 🚩 he starts weaponizing money, says he won’t help with the bills if i don’t overnight his new script of adderall cross country.

  • i’m busy, raising our literal infant solo and in law school and i don’t…mail his drugs…fast enough, so what does he do?

  • 🚩 HE CALLS THE COPS, bro—TWICE. because…he abandoned us, and i didn’t, mail him schedule ii drugs (he’s stolen hundreds from my prescriptions) in the federal mail WITH ENOUGH SPEED. i shit you not.

  • 🚩 he’s threatening, he’s saying he’s coming back, he’s going from i love you to do what i fucking say—back and forth.

  • babe. i file for a protective order.

  • i lock down my social media accounts. private views only.

  • i’m fucking scared bro—i’m fucking up his perfect record, in public.

  • 🚩🚩🚩 he continues to draft his bills off my bank account, that he hasn’t added any money to since september 2024. (this is called financial abuse, compliance squad) 🚩

  • i have only a few hundred dollars left, he’s autodrafting his 🚩 school loan, 🚩 phone bill, 🚩🚩🚩 all three life insurance policies from his career that cost me thousands of fucking dollars.

  • dec 2024 - jan 2025:

    • i panic and change my bank account—since he has access to mine and continues to draft all his bills, but still maintains his own private account.

    • i update the policies to my new bank account, since he’s paying nothing—to ensure the autodrafts continue to bill in early 2025. over $100 a month on single mom yoga money.

  • i am stressed. financially strapped.

  • jan 2025:

    • living with my dad becomes unrealistic—so my daughter, dog, and i move back to CO with literally nothing. less than fucking nothing.

    • my best friend crowdfunds to help us buy furniture and baby supplies.

  • now? i’m cleaning houses while physically carrying our child in one arm and a mop in the other.

  • we are on food stamps.

  • we actually can not pay the bills. like overdue on the car loan he induced me into cosigning, because he “had the payments”

  • ebt card lost in the mail + energy bill = more than i made last week.

  • side note: my husband said he would help me financially, physically and mentally through law school and then bailed 6 weeks into the first semester. no childcare. no way to pay that tuition, now that i’ve spent my life savings and tuition refunds backrolling his “career.”

  • still paying premiums through early 2025, despite my husband ghosting the account—and his own kid.

  • documented $200+ payment for premiums in january 2025.

  • jess t. is still watching my instagram stories on a regular basis. 🚩🚩🚩🚩🚩🚩 babe—i’m disclosing abandonment, abuse, physical assaults, bruises, relocation.

    • i am truly terrified of my estranged husband, i know he’s fucking dangerous. i know he can and has—broken into our homes.

      1. shit—he almost killed me while i was pregnant and funding his life—now i’m publicly accusing him of severe physical abuse, i know he will be fucking furious if he gets access to my socials.

      2. bro—my dude already threatened to sue me for defamation if i ever said publicly what he did.

      3. but i continue to allow my financial rep to view my disclosures, because i know she’s a neutral professional.

  • remember! this is all while i think she’s still acting as my financial rep and my huge social account—is actively locked down on private mode.

  • this random-ass new advisor 🚩🚩🚩 confirms via email in jan 2025 that i am paying for all the policies, including my fro-bound, documentedly abusive husband’s policy—we had a short exchange about potentially removing him from my payments, when we had our upcoming meeting. i’m unsure what i want to do, he’s paying nothing, but i don’t want the policies i’ve funded to lapse. but idk who this lady even is at this point—but she’s referencing my husband by name like she knows me.

  • like bro, where the fuck is jess? 🚩🚩🚩🚩🚩🚩

  • march 2025: by now i have secured my FRO and have resumed somewhat public activity online, out of economic necessity. hubby is refusing to pay any court-ordered child support and we are so broke.

    • but—poof—when i check in?

      • i’ve got 1 out of 3 policies left despite—just f*cking paying.

      • they’re saying even though i filled out every f*cking form, paid every invoice, that they absolutely have to lapse my infants life policy because my husband is attached to it.

      • i’m not owner or beneficiary of his policy, she just acknowledged a month earlier i had been paying for—in writing. 🚩🚩🚩

      • she seems to know…who the f*ck i am, what’s going on with my husband, and that it’s funny he and my rep were “close”—yo wtf???? are you an adult? or is this middle school? are you serious? excuse me.

      • first off?

      • show me some goddamn respect.

        • i just disclose flat-out abuse and—

        • this is my legal fkn husband we are talking about.

        • the one who just abandoned his wife and newborn child post financial devastation and near lethal violence.

        • and now, you think it’s funny that they were “awkward” while i continued to pay for shit that evidently—was never fcking mine, that she sent me signature forms for as i lay in a fkn hospital bed—while texting my fkn husband in private (?!?!?!?!)

          COOL GIRL.

        • jesus fkn christ. this is a goddamn crime scene.


          and to recap:

        • he’s now completely ducking any court-ordered child support. hasn’t paid ever. not once. we are financially drowning. 🚩🚩🚩🚩🚩🚩 (i tell my rep this.)

        • he has essentially abandoned his own child in every practical way. 🚩🚩🚩🚩🚩🚩 (tell her this too.)

        • 🚩 🚩 i have a final restraining order citing manual strangulation under oath.

        • i just gave nm policies $200+ in janauary 2025 so we didn’t lose that investment as well. w t f? 🚩🚩🚩🚩🚩🚩 told katie we had $700 left to our names.

        • is this funny to y’all?

      • what’s really happening:

        • new rep (hi katie!) tells me (after i disclose abuse, financial abandonment and a f*cking protective order):

          • girl! your old rep? your husband’s office bestie we totally normalized while you funded the dream? babe! we never told you? she left your account due to an “awkward relationship” with your legal husband 🚩🚩🚩🚩🚩🚩

          • —also you’re gone, policies gone, no refund. i know i acknowledged in writing a few weeks ago, that you were actively paying for all three policies, but lol, that sucks!

          • sorry you spent +$200 of your last $700 trusting northwestern mutual denver—we fuck with your abuser and his conflict of interest…harder. 🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩

      • YO this rep—katie, is really out here, saying to my whole face:

        • 🚩“lol and truly—sorry for inducing you into financial destruction, multiple near-death experiences, emotional and financial infidelity, and…potentially policy fraud: but stop being hostile!”

        • 🚩“we assumed you changed the beneficiary yourself. lol! we never checked! thanks for paying his premiums—lmfao, sorry it like—wasn’t yours or anything. no refunds though.”

        • 🚩🚩🚩🚩🚩🚩 “and sorry—we didn’t tell you anything while we changed your rep (aka your husband’s office wife) with no disclosure and then confirmed your original financial agent indeed does have—an inappropriate relationship with your 🚩 violent, estranged, extremely dangerous legal husband.”

        • “lol, she also left the firm, the industry, and the f*cking state! seemingly for like—no reason at all! weird that she’s still like, stalking you though.” (said as she smiles to my face)

        • “sorry 🚩 we totally normalized that and put her on your account while you were in a scheduled c-section—aka in the f*cking hospital and then—fleeing cross country from her bestie’s violence, lol”

        • “i know we also acknowledged in writing you were paying for all three policies and you just told me you had a protective order in place—god, sounds rough girlie—

        • maybe i can like, babysit some time, but not really, i’m only going to hit you up to force you to lapse your infant’s life policy so i can collect new commissions on you with zero refund…while you tell me y’all are on foodstamps :(“

        • (dramatic emphasis for 🚩 comedic relief)

      • bro, but honestly? i’m fucking so exhausted at this point, so i don’t even think much about it—like sh*t did not even register...yet. i just continue to fight for my life after relocating for the second time in one year since my infant was born—🚩due to severe domestic violence…by their 🚩🚩🚩 former colleague.

meanwhile? my fiduciary who dipped as my rep due to an undisclosed conflict of interest with my legal husband?

  • babe! but 🚩🚩🚩 jess t. keeps watching my private social posts, every day, under her full legal name, even after her 🚩🚩 undisclosed “recusal” for having a personal relationship with my estranged husband. 🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩

why is this a big deal? i went private on a large social platform i use to make money for months while obtaining my FRO. she had real-time access to every location, injury, financial move i make, my love life, updates of my child and could absolutely be potentially sharing it (even unintentionally) with my abuser.

legal translation:
failure to recuse, surveillance of a protected party, unauthorized policy changes—every single one is a statutory violation, not just a bad vibe.

  • bad day for unemployed baby daddy :(

    hubby is big mad. i’m 2 weeks out from birth. he’s unemployed. we have negative a thousand dollars.

  • third trimester assault (jan. 2024)

    i go to the er the next day. jess t. venmo’s my hubby the following day for emotional support. they are no longer co-workers. i am her client.

  • how pregnant i am while he's punching me in the head

    one of my only pregnant shots. jan 21, 2023, 5 days after er for head trauma.

  • jan 15th, 2023 assault

    he punched me more times than i could count. i’m 10 days pre birth.

  • immediately post assault

    timestamped facetiming my mom as soon as i got my phone back from my husband.

  • random venmo payment?

    day after i’m out of the er for punches to the head? jess t. my advisor, venmos my husband for emotional support.

  • er visit 1/16/2024

    description states: slip and fall on ice causing bruising all over the head and face. this was my made up story; because he was afraid of getting arrested and i was afraid to report and them not arrest him.

  • delayed my policy start

    jess was busy prior. to my actual “due date” zone, so she enrolls me in three policies starting a week and a half before birth :) no onboarding meeting. i don’t even get her phone number. zero welcome call, text, nada. just sign up and send me some money y’all!

    our only communications are via instagram dm. i didn’t understand the law at this point. i never would have allowed her to become my fiduciary if i knew what my rights were at the time. i was literally getting beaten, while she called and sent him money privately, the month i was giving birth. zero disclosures.

  • casual black eye week of my delivery <3

    screenshot from a facetime convo with my mom on jan. 18, 2024.

  • er for head trauma 9 days before birth

    jan 16, 2024: medical office sends me to the hospital to look over my injuries, i give birth at the same hospital 9 days later.

  • jan 23. 2024

    after being actively engaged with the firm since my first trimester, northwestern mutual induces me to sign for my husband’s policy 2 days before my scheduled due date :)

    i’ll pay for this policy, even while i’m protected by an FRO and he’s financially abusing me on the record: they tell me the policy is his and he changed the beneficiary while i was actively still paying :) no one notified me.

  • jan 28, 2024

    after broadcasting my due date to the onboarding class via powerpoint—northwestern mutual induces me to sign up for another policy while still in the hospital after a c-section :)

  • what am i paying for?

    my husband financially abandons us in late 2024. i’m forced to change my bank account because he’s still withdrawing his own bills despite not adding money to the account. i want to make sure policies don’t lapse, so i add my new bank account and pay for 2 months of all 3 policies. that apparently don’t exist or i don’t own :)

  • me: honest, open and not *hostile*

    do you think my mvp new rep just—eyes glazed over—shorted out and just said MUST CLOSE POLICY when she attempted to read this?

  • where is my child's policy?

    i paid for this policy up through 2025. all three policies. now they’re gone or don’t belong to me. jess t as the documented rep :)

  • attempts at formal escalation

    most of these email attempts had 1-5 legal or formal documents attached for review. zero meaningful response.

  • begging northwestern mutual to help me

    literally an actual safety emergency, i got told to call customer service and then that my new “top level” rep was on PTO for a week so he’d check it out in a few days LMFAO

  • gave them actual notice

    had to drive 3 hours mid-day with a baby to the northwestern denver office to get them to acknowledge my existence and my formal requests/documentation.

    signed and delivered: 8/1/2025 <3

✦ chapter seven:

whistleblower, retaliation,

and the “oh sh*t”arc

(may-july 2025)

  • i start emailing northwestern mutual in late spring 2025. being like yo—this looks, sorta fucked?

  • like, where the f*ck are the policies i was fully funding?

  • i tell my new rep, “yo what is going on?—stop calling me and emailing me, we are on foodstamps, fleeing dv, i paid for this sh*t, where is my baby’s policy?”

  • lol. she calls it “hostile.” (deadass, this was the exact moment that i knew something heinous af was happening)

  • june 18, 2025: now i’m feeling super f*cking sassy and post some random ass coded diary entry about my hubby’s office gremlin at like 5 am.

  • 🚩🚩🚩🚩🚩🚩 ALSO JUNE 18, 2025 (45 minutes later): for the first time since the biden administration, my ex sends $100—within 1 fucking hour of calling out the awkward, office affair-thing in code, literally as a fucking joke.

  • wait pause: *honestly, i truly thought he was far too superficial to even be seen in a sexual context with this girl, bro—i’m not playing. woof. i truly was like, NAHHH. his exes? yeah, decent. you would absolutely not vomit up your lunch while nearing their facial regions.

  • this girl? lol. omfg. babe—it’s bad huh? just needed a bed and a lunch ticket, right my dude?

    • anyway—i am not kidding— within an hour of the post, i’m getting like .46 cents a day from the half a year this tragic baby daddy has paid nothing.

  • what does that say?

    • 🚩🚩🚩🚩🚩 direct link between my disclosures, the financial rep, and my abuser’s sudden YO STFU energy

wait y’all the real fucking absolute deathblow in liability???

🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩

POTENTIALLY 🚩🚩

  • at the same time i’m warning northwestern mutual nonstop, saying yo wtf is up? and, hey—i need a formal fucking disclosure…

  • public records show my ex might have pinged in the exact NYC borough where my former financial rep seemingly now lives.

  • public records say within a month of filing my protective order, she quit her job, quit her apartment, quit the fucking state.

  • babe—relocating within … a month? 🚩🚩🚩🚩🚩🚩🚩—of me filing a protective order? 🚩🚩🚩🚩🚩 ok. him potentially popping up in your zip, while you’re actively in my stories daily, i have a documented history of domestic violence with this man and you…never recused yourself or disclosed any conflict of interest?

    • 🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩

      • lol. let’s fucking hope the fuck not.

      • this the same dude that can only afford $100 since oct 2024 in child support?

      • same dude that told the courts he hasn’t worked a job since the previous taxable year?

      • naaah, couldn’t fucking be—in manhattan…right?

      • that would be fucking crazy, can’t fucking be. 🚩

because truly babe.

🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩

when could things become awkward with my actual full-ass-husband?

  • 🚩 when i was actively living with him as his legal wife, after birthing his newborn, first child?

  • 🚩 when you were his coworker, i was visibly pregnant, buying you christmas gifts and funding his career?

  • or when you were acting as my 🚩🚩🚩🚩🚩🚩🚩 legal fucking fiduciary, right before you recused yourself for…the conflict?

  • 🚩🚩🚩🚩🚩 or when my policies, that i was actively paying for—ceased to belong to me, and my child’s whole ass policy disappears? despite a documented fucking receipt of me funding all that shit?

baby, there is zero legally good answer to that question.

meanwhile, the guiltless trinity over here:

  • my rep? 🚩 zero forwarding contact info. openly (!) on her primary account, stalked my social media until july 2025—and now? has suddenly unfollowed and is not opening any dm’s i’ve sent her relating to this topic. i have requested forwarding professional contact information regarding her role as my fiduciary.

    • she has since deleted multiple social media accounts in the following weeks. w t f is going on?

  • NM denver? i shit you not, stopped responding after 🚩 THE FIRST 🚩 email i sent questioning wtf they were doing.

    • passed me to compliance—who told my rep “not to respond” to my inquiries and who then immediately was like “oh fuck no, this looks serious” and sent me directly to corporate. (compliance girlie—you are the actual whole-ass office with the context that matters here, you can’t check the f*ck out.)

  • NM corp? 🚩🚩🚩🚩 refuses to meaningfully engage with me, at all.

    • corporate has handed me to like 5 different reps—

    • they’ve answered 3x since early june?

    • all being like: yooooo, sorry we kinda busy wtf is up? naaaah, that shit was never yours. lol not our bad—you paid tho? that’s weird. hold up, we’ll get back to you after our PTO.

    • they’ve since erased the correspondence with the reps i was originally communicating with—poof, gone.

    • have clocked countless NM ips coming in from headquarters.

    • 🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩

    • so…i was like—are you, trying to get sued?

      🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩

    • immediately (!!), agents then claimed to have
      * officially, formally,       finally *
      forwarded me to northwestern mutual counsel.

    • thanks babe. thanks for making me take it this fucking far for you to even notice i’m still fucking alive and paying for your bullshit.

    • zero response since then.

    but what i do have?

    • heavy online stalking and vpns hitting this site daily, by the hour.

    • clocked and screenshotted an actual whole-ass local “insurance defense” law firm crawling literally every single page of my baddie trauma diary.

    • absolutely ZERO meaningful reply from anyone in the entire firm for over two months?

    • cool, thanks for the anxiety, instead of the fucking help.

    jesus christ—YO. i am a broke, exhausted, single mom—and your own fucking VULNERABLE client. 🚩🚩🚩🚩🚩🚩

    🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩

    bro—wtf?

so—does this sound, innocent…to you?

yo. i will burn,
all this shit down.

 
(figuratively)

i am not a lawyer.


(in fact, i kinda read slow)

my position & invitation to clarify: this page is not intended to harass, threaten, or incite others against anyone. it is a factual record, based on documentation and witness statements, created because there is no professional contact channel left open. if any fact stated here is wrong, i want it corrected — immediately.

if anyone involved provides documentation disproving any point, i will update this record. please email me at:

sam.vetrano@gmail.com for corrections.

  • proof of notice

    august 1, 2025: personally delivered formal packet to NM denver.

    signed and dated <3

  • oct 2024

    he calls the nj pd directly after this; because i won’t ship him his schedule ii drugs in the federal mail fast enough post abandonment.

    he sent me $30 via venmo, so he feels legally entitled.

  • oct 2024

    i had blocked him at this point. he continued to email me about sending pills in the federal mail :)

  • oct 2024

    days before i filed my TRO

  • oct 2024

    he’s groupchatting my friends and numbers i don’t even recognize, declaring i’m a cheater <3

  • oct 22, 2024

    still paying hubby’s bills from my account <3

  • last recorded payment from hubby <3

    (until office-affair coded diary post in june 2025)

    he also—says he’s coming home sooner than we think! shit!

  • billed during active FRO

    AND while under documented and fully disclosed to NM financial abuse

  • casually hacking in to my gmail

    after hubby abandoned us/threatened me with cops/hasn’t facetimed his kid once—but babe, he’s hacking into my gmail account. monitoring my inbox and outbox, tries to hack into my bumble app that’s been downloaded on my phone since 2021.

  • email claiming i'm mentally ill

    oct 24, 2024: a week before i file a TRO.

the moment it all stops being “awkward”

and starts being actionable

✦ chapter eight:

the legal claims, explained for real people

  • breach of fiduciary duty: you can’t run my money while playing bestie to my husband, then bail without telling me.

  • constructive fraud: hiding conflicts, letting me get blindsided, and taking my money—fraud, even without saying a word.

  • negligent supervision: the firm let this shit happen. they were supposed to monitor and prevent it.

  • aiding & abetting DV: knowing your client’s being abused, helping the abuser—illegal.

  • intentional infliction of emotional distress: you watched, you knew, you did nothing, and i suffered.

  • retaliation/hostile environment: when i called it out, they erased me, called me “hostile,” and gave me zero help.

  • unauthorized policy changes: you can’t steal my policies, change the owner, and not tell me.

✦ chapter nine:

why did it almost end

with a murder headline?

  • because the system normalized and enabled every single risk factor.

  • the office “triangle,” the sudden financial sabotage, the covert money transfer while i’m funding this dude’s life, the escalation from plain tricking to strangulation, the silent digital surveillance, the company’s refusal to intervene—or even fucking help me in the aftermath?

  • babe— they all combine into the exact formula the CDC, DOJ, and every DV expert says leads to homicide. 🚩🚩🚩🚩🚩🚩

  • i survived by luck, public disclosures, and documentation.

    • not because of the firm, the advisor, or compliance.

    • my daughter and i are the exception, not the rule.

    • we survived despite all of y’all’s—absolute, legally actionable, fiduciary f*ckery.

if you made it this far and still think it’s just drama?

you are the reason i have to keep receipts, and the reason other women don’t live to write the ending.

this isn’t just a case. it’s an active crime scene. and i have every f*cking record.

✶

  • omg you're the payor?

    putting on record that i’m the payor; even for my husband’s policy. but in our meeting weeks later? i’m no longer the beneficiary and my child’s policy is gone.

  • so she knows how to DM?

    after my policies get fucked? she no longer knows how to open direct messages.

  • stalker energy to ghost

    suddenly she no longer can see me. girl truly thinks she’s *invisible*

  • i'm invisible

    yeah babe, you’re a ghost. a legally liable ghost.

  • hostile vibes

    my new rep katie, telling me she doesn’t understand my frustration :(

  • publishing first ever coded post about office goblin 6/18/25

    this is my first ever mention of their awkward ass relationship. no one on earth, at this point, knew her name in my world. so the only person this meant anything to…was my husband and my financial rep LMFAO.

  • exact publishing time is 6/18/25 at 5:17am

    AT 5:17AM

  • FIRST PAYMENT IN ALMOST A YEAR

    bro has had a court-order to pay child support since january 2025, paid ZERO times. submitted ZERO record of employment, got it reduced to UNDER $100 a week. yet—within 45 MINUTES of mentioning office goblin and weird relationship?

    BING

    BRO—why are they all the worst potential criminals that ever lived?

  • car we co-signed on so he could get to northwestern mutual denver offices.

    he left the $580 payment for the car on me—plus the skyrocketed insurance from totaling my crosstrek days before i gave birth on an undisclosed personal errand late at night when i begged him not to :)

    it’s currently past due.

    current car expenses went from $100 a month for insurance/paid off car pre finance bro era to $580 +$400 a month insurance. lol thanks nm denver and hubby!!!

  • a request i made from april 2025.

    april payment is declined months later, days into escalating “wtf happened” to my policies internally with northwestern mutual denver. lol. everyone is so stealthy.

  • first payment since biden administration 3 days after straight declined request

    broooo— had JUST denied request from months earlier when i began probing northwestern mutual denver. then i post about jess, my rep once via coded diary entry, BOOM MONEY.

🚩 textbook red-flags for domestic violence escalation.

  • ptsd 🚩
    trauma history (especially combat-related) is strongly correlated with heightened aggression and impulse control issues.

  • tbi 🚩
    traumatic brain injuries can impair judgment, increase irritability, and reduce self-control—major risk multipliers for violence.

  • combat vet 🚩
    combat exposure (especially in close-quarters) substantially raises risk for post-deployment family violence.

  • pregnancy 🚩
    pregnancy (and especially late pregnancy) is a documented period of elevated DV risk—abusers may escalate control or violence in response to changes in dependency.

  • financial devastation 🚩
    economic stress is one of the most consistent predictors of intimate partner violence.

  • close connection with female coworker 🚩
    secretive or boundary-blurring relationships often coincide with increased tension, jealousy, and control tactics at home—another red-flag.

🚩🚩🚩

the combination of multiple risk factors (ptsd + tbi + combat history + pregnancy + financial strain + secretive office fling) is not just concerning—it’s a clinical alarm bell for severe, escalating domestic violence.

i didn’t want to write this.


i don’t have the time, money, or energy to build a timeline of financial abuse, advisor misconduct, and felony-level violence while raising a toddler and surviving law school.

but this is what happens when a financial firm:
→ recruits your husband while you’re pregnant and encourages you to fund his finance bro era.
→ assigns his emotionally enmeshed coworker to your joint accounts
→ ignores warning signs and overt disclosures of documented domestic violence
→ strips you of ownership/beneficiary status on 2 of the 3 policies set up to “help your family”
→ and tells you to “call customer service” after you submit 40+ pages of evidence
of a conflict of interest that they them-fucking-selves disclosed existed;
without formal notice.

this isn’t a tantrum.
this is actionable.
this is a last resort.
this is the redacted version.
the rest is going to court.

you left me absolutely zero other choice. besides: get fucked.

— sam lowe

✶ sec whistleblower disclaimer ✶

pursuant to the dodd-frank wall street reform
and consumer protection act (15 u.s.c. § 78u–6),
i, sam lee lowe, am a registered whistleblower complainant with the u.s. securities and exchange commission (sec).

as of july 2025,
i have formally submitted a tips, complaints, and referrals (tcr) filing,
documented under record id: [17524-664-607-685],
concerning potential violations of securities law
and fiduciary misconduct by representatives of northwestern mutual denver.

this disclosure is protected by:

  • 15 u.s.c. § 78u–6(h) → anti-retaliation provision

  • rule 21f-2(b)(1) under the securities exchange act → confidential whistleblower status

  • colorado rev. stat. § 24-50.5-101, et seq. → state whistleblower protections

retaliation against a whistleblower—whether through defamation, professional sabotage, policy tampering, or legal harassment—is expressly prohibited under federal and state law.

attempts to intimidate, silence, threaten, or retaliate against me in connection with this report will be:

  1. added to the official SEC record,

  2. forwarded to relevant enforcement offices,

  3. included in my civil filings, and

  4. promptly made public.

this is no bullshit. it’s a protected disclosure.
your best response is compliance.

✶ legal release: redactions, intent & protected disclosures ✶

this page contains information related to my official SEC whistleblower complaint (TCR #4026199040) and accompanying civil claims involving fiduciary misconduct, financial exploitation, and policy tampering connected to my role as a client and protected party.

redactions

i have intentionally redacted or abbreviated names to first and last initials where feasible—not out of obligation, but as a baseline of decency for people who extended me none.

this is not revenge.
this is the public record of my survival, documented on my terms, in my voice.

intent

my intent is not:

  • to stalk, dox, harass, or incite action against any specific person

  • to endanger anyone’s safety, employment, or family

  • to manufacture rumors or knowingly misstate fact

my intent is:

  • to ensure this story is not suppressed by power or privilege

  • to prevent future clients, survivors, or vulnerable parties from falling into the same legal trap

  • to protect the integrity of my whistleblower status under federal law

  • to create an accountable timeline of events rooted in documentation, not deflection

legal protections

this disclosure is protected under:

  • 15 U.S.C. § 78u–6(h) (Dodd-Frank whistleblower retaliation clause)

  • First Amendment (U.S. Const. amend. I)

  • Fair report privilege (Gertz v. Welch)

  • Truth defense (NYT v. Sullivan)

  • Anti-SLAPP statutes in Colorado, California, New York, Texas, and Florida

bottom line

if you’re named, it’s because you were documented.
if you're uncomfortable, take it up with your conscience—or your compliance team.

any attempt to retaliate against me, legally or otherwise, will be considered:

  • a violation of federal whistleblower law

  • an addendum to my SEC file

  • grounds for additional civil action

this isn’t personal.
this is evidence.
and it’s legally protected.

factual corrections?

despite asking for clarification for months, i’ve received silence.

if now, you have factual corrections with documentation, please contact me.

on the truth

y’all f✶cked around. 

and now you’re gunna find out.