✶ the “we didn’t see shit” defense 🕳️👩‍🦯

honestly fucking
laughable
to have these whole-ass
fucking goddamn professionals
out here
with their full
corporate,
souless little chests,
banging their fists
being like—

”what?” 🕳️👩‍🦯


”are you stupid?”
🙈👀


”we’re just a
highly-fucking-regulated
financial institution???”
🤷‍♀️🤷

duty? 🤔
supervision? 🤔

“from across
the fucking country!?”
🔦🕳️


are you insane?
wtf do you think this is?”
🕵️‍♀️👀

lmfao

bro.

evidently—
the legally blind
leading the financially blind
out here, all day.

deadass like 🕳️👩‍🦯

this is the basic-ass
legal 101 shit—

they think
the average person
is too fucking dumb
to understand:

🦄☁️✨🌈🌟🧁💖💫

baseline duty 💖
ordinary fiduciary relationship

physically in their offices
signing paperwork
handing over medical info
client relationship: brochures, financial breakdowns, money + ethics talk.
relied on that professional front
↳because that’s the whole fucking point of fiduciary duty.

heightened duty 💖💫
“known vulnerability”

✶ they knew my husband was a combat veteran.
✶ they knew i was pregnant and cleaning houses to survive.
✶ they told me if i funded his licensing:
↳there’d be rapid payouts + bonuses.
i fucking relied.
(at my most vulnerable) !!!!
↳i waited.
↳i was never informed his career became unviable.
↳my entire pregnancy passed
↳he made almost nothing.
↳i was constantly told commissions were coming.
zero office update on trajectory after inducement.

(despite seeing me in person multiple times throughout)

✶ they watched me carry all the weight while visibly pregnant.
↳no one checked in
↳continued to induce be into policies

heightened duty 💖💫
💔 “conflicted assignment” 💔

after draining me financially = entire pregnancy
↳they assigned me his female coworker
↳from the same onboarding class.
✶ she evidently is not even fully-licensedsupervision.
✶ she had constant communication with client’s spouse.
✶ she had zero formal onboarding with me.
✶ no compliance emails.
no logged meetings.
no policy explanations.

✶ my only contact with her?
instagram DMs.
”please help me transfer my ira” = she confirms
”ryan is finally 2 weeks old, we can start policy!”

heightened duty 💖💫
“failure to supervise” 🕳️

any supervisor could’ve seen:
no logged contact with me; the actual payor.
↳my attempts to manage my policy through her.
zero onboarding.
public venmo transfer between →
her + my husband while she was my rep.
↳colleagues following my socials
↳while i posted bruises + pregnancy trouble in real fucking time.

✶ sent paperwork for husband’s and own policy for signing
january 23rd and 28th
scheduled due date: january 25th

✶ financial rep. makes personal visit to our home
holds my newborn
still has not given me her contact info

pause. 🙃🤚

(nah,
wait
really
who the fuck
was
supervising
this fucking
exploitative,
demonic financial gremlin????

yo, like
sorry,
i was too busy surviving
fucking childbirth
and an
ongoing fucking emergency
to do
your job for you)

🙂👍 the actual fuck? so—

none of this shit was flagged.
none of this was apparently disclosed.

breach → “foreseeable harm” 💀

✶ they knew my due date
it was displayed on a fucking PowerPoint

✶ they knew by then, i was:
↳financially fucked = because of their inducement
pregnant/postpartum,
↳with his coworker “rep” ghosting me,
↳while my husband controlled everything
erroneously lapsed policies to double commissions
↳as they refused to correct, clarify, or help.
↳this wasn’t a fucking accident.

✶ it was the exact environment they created
and failed to fucking supervise.

⚖️ closer on
the corporate bullshit:

sweetie—

they didn’t just
fail me.
they built
the fucking stage,

handed them the props,
and walked out
of the fucking theater.

every vulnerability
was explicitly known.
every red flag
deliberately and willingly
fucking ignored.
that’s why
their duty wasn’t ordinary—
it was
fucking gigantic.
enormous,
massive,
undeniable, and—
widely fucking comprehended.

and y’all,
they
breached it
at every fucking level—
and they fucking know it.

babe?
(come close)


that’s why
they’re talking
absolutely
legally
dubious
bullshit like:


we didn’t see shit
we’re in fucking Milwaukee”

🤷‍♀️🤷

finra 👻 boo.

Samantha Lee Lowe

sammie lowe is a single mom, law student, and founder of bodhi cleaning co.—an ethical, femme-forward cleaning collective rooted in fairness, ritual, and rage. born from survival and built with purpose, her work redefines what it means to clean house—physically, emotionally, and systemically. she blends practicality with a little bit of magic, runs on justice and white vinegar, and believes that women shouldn’t have to choose between making money and making meaning. this isn’t a side hustle. it’s a standard.

http://sammielowe.com/
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big girl business shit 🧚‍♀️✨🌙

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justifiable reliance 💔: when the institution was the fucking cover