“no securities”🥀 aka 👻 finra (boo)

transcript of voice memo (january 12, 2024):

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“i also have
a traditional ira
with [redacted],
um, and i was wondering..”

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“i’ll ask [redacted] about the roll-over.”

—

🎶😭💔🎻🎶
🎶😭💔🎻🎶
🎶😭💔🎻🎶

[deletes entire 💥
account / communications 💥💥
after notice of imminent litigation] 💥💥💥

🎶🎻😭😭💔🎻🎻🎶

“—for
financial professionals
and firms
regulated by FINRA,
using platforms
like instagram for business
is considered
’off-channel’ communication
if it is not
approved,
supervised,
and archived by the firm.”

💥🔥🎶🎻😭😭💔🎻🎻🎶🔥💥
💥🔥🎶🎻😭😭💔🎻🎻🎶🔥💥
💥🔥🎶🎻😭😭💔🎻🎻🎶🔥💥

consequences
of non-compliance 💥

FINRA and the SEC
have imposed
substantial penalties
on firms
for failures
related to off-channel
and social media communications,
including multi-million-dollar fines.

recent enforcement actions
have focused on issues like: 

failing to supervise
and archive
communications
made by employees
and external influencers.

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17a-4(b) every member, broker or dealer subject to § 240.17a-3 must preserve for a period of not less than three years, the first two years in an easily accessible place:

17a-4(b)(4) originals of all communications received and copies of all communications sent (and any approvals thereof) by the member, broker or dealer (including inter-office memoranda and communications) relating to its business as such, including all communications which are subject to rules of a self-regulatory organization of which the member, broker or dealer is a member regarding communications with the public. as used in this paragraph (b)(4), the term communications includes sales scripts and recordings of telephone calls required to be maintained pursuant to section 15f(g)(1) of the act (15 u.s.c. 78o-10(g)(1)).

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sweet,
so where’s the💫—
✨3110 review ✨
+ ✨17a-4 archive✨?

.

.

or—
i was the only one with assets, accounts, and premiums to bring to NM — and instead of properly onboarding me, or opening up any line of communication, my assigned rep had me trying to transfer assests via social accounts, ghosted me on my only available form of contact (aka: ig dm’s🤡) —then directed all communication exclusively through my broke, financially disinterested husband—for the entirity of our marriage—while completely obstructing me from doing any business with the firm i was the one paying.

💥🤡🤡🤡🤡💥 (fade in—circus music)

lmfao.

.

.

.

boo.

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