✶ mini-series: civil conspiracy edition 😠💅✨🤝 pt. 7 katie…did you defraud me three separate fucking times?
burnbook mini-series ✶ civil conspiracy edition
part 7 ✶ katie…did you defraud me three separate fucking times?
aka: defrauding single moms after they disclosed a restraining order,
dv, food stamps, and financial exploitation—and then calling it “hostile.”💫
—
breaking down
fraud in real time.
😠💅✨
(cubicle karen edition)
—
early 2025:
me, just trying to…pay for
my family’s fucking life policies.
📝 the fucking setup:
girl, i disclosed everything.
✦ restraining order
✦ postpartum dv
✦ food stamps
✦ emergency relocation
✦ policy ownership confusion
✦ reiterating constantly—
i wanted to maintain my fucking policies.
✨👱🏼♀️💰🔫✨
and instead of acting
like a fucking fiduciary?
you acted like
a petty little fraud gremlin
in a fucking pencil skirt
with my infant’s
life policy—
in your fucking hands.
you had one job.
you said fuck it—
i’ll do three crimes.✨
—
✶ strike one: the “hostile” misstatement ✶
(post fraud / triple policy lapse statements)
✦ the move:
tell the client—
who is actively relocating for
domestic fucking violence
with an infant—
some ✨cute little lie✨
about who owns what.
i explain my situation again,
the stress,
the money—
so you then call my cell,
i say i’m cleaning with a baby,
can’t pay the bills
on fucking food samps—
what do you do?
you call that shit
HOSTILE (in fucking writing)🔥
and then
GHOST ME
immediately 🔥
after i then fully restate
what exactly i’ve endured.
aka being strangled and punched
by your coworker—
while induced into these
fucking policies— 🔥🔥
by a chick with conflict.
✨👏😐🔥
fucking brava.
✦ the fucking duty:
you were the advisor of record.
aka gatekeeper to the platform.
you owe me truth and clarity,
not ✨vibes-based embezzlement✨.
✦ the concealment:
you misrepresented ownership,
separated the policies from the
unified household account,
and never disclosed i was being silently removed.
✦ the reliance:
bro, i trusted you.
truly.
i thought you cared.
i kept paying.
i didn’t escalate.
i didn’t panic.
because i thought you
were actually fucking
helping me. 😐🔥
✦ the damage:
loss of rights. 🔥
policy separation. 🔥
loss of goddamn dignity. 🔥🔥🔥🔥
LAPSES DURING AN EMERGENCY.
🔥🔥🔥🔥🔥🔥🔥🔥
and your response?
you called it fucking “hostile.”
✨✨✨✨✨✨✨✨✨✨✨✨✨
✶ strike two: the baby policy bait-and-switch ✶
✦ the move:
let my baby’s policy quietly lapse,
don’t tell me the truth, and then sell me
a “brand new” one… 🔥
under your ✨commission✨ path.
✦ the duty:
you should’ve told me:
↳ the reinstatement deadline
↳ the actual options 🔥
↳ that this “new app”
was commissionable for you.
✦ the concealment:
you took my routing info.
you said we were “all set.” 🔥
you intentionally misled me into thinking
reinstatement was impossible—
while running a pitch deck
to enroll my infant again from scratch.
✦ the reliance:
i signed the new app thinking
the old policy was DOA. 🔥
✦ the damage:
higher premiums.
lost policy age. 🔥
lost benefits. 🔥
no refund. 🔥
no warning. 🔥
coverage lapsed while
i was literally in hiding
from a fucking dude
that tried to kill me 🔥🔥🔥
while working at your firm.
✨✨✨✨✨✨✨✨✨✨✨✨✨
—
✶ strike three: letting mine lapse anyway ✶
✦ the move:
you told me we were updating my policies.
instead, you let mine vanish, too. 🔥🔥
then pushed another application as if that was normal.
✦ the duty:
you owed me material disclosure about policy status.
you knew i was in a dv relocation with no backup income. 🔥🔥
and you still let it lapse without a fucking peep from your ass. 🔥🔥
while simultaneously taking my fucking bank details to pay it.
🔥🔥🔥🔥🔥🔥
✦ the concealment:
you didn’t say “reinstatement” once.
my ownership suddenly disappeared.
you didn’t offer terms.
you didn’t say it was even possible.
you let it fucking die
and pitched a “solution” you benefited from.
✦ the reliance:
i believed you
were working with
my best interest in mind.
you weren’t.
you were working with
your direct deposit in mind.
and apparently?
an extra “fuck you”
after concealing
a cubicle fling
that almost killed me. 💫
✦ the damage:
policy dead.
coverage lost.
funds fucking wasted.
terms worsened.
client devastated.
baby unprotected. 🔥
and me?
actually fucking 🔥
pyschologically devastated—
🔥🔥🔥🔥🔥🔥🔥
from every angle
while you typed
“thanks for the chat!”
like a psychopath.
🤡✨🤝✨🤡
—
yo…😭
(pause)
why would
anyone do this shit?
especially to someone
vulnerable as fuck—
clearly asking for fucking help.
bro.
i fucking cried to this woman.
full fucking face on zoom,
holding my fucking child.
i was fucking scared.
i am still fucking scared.
and alone.
—
✶ pattern = intent ✶
✨one mistake is an oops. 🔥
✨two? suspicious. 🔥🔥
✨three coordinated policy murders? 🔥🔥🔥
we're in
🔥 constructive fraud territory, 🔥 babe.
aka: a scheme.
aka: a fucking conspiracy.
aka: you orchestrated a hit
on my financial safety
during a fucking crisis
and did it
with a dumbass fucking
customer service smile.
✨👏😐🔥
🩷
one “shit, my bad” is negligence.✨
three coordinated “lol fuck you”’s
that all advantage the advisor/firm?
baby!! 🔥🔥🔥
that smells like constructive fraud ✨
and plays like a crime plot
orchestrated by dumbasses.
🤡✨🤝✨🤡
—
worst part?
i actually thought,
when i cried
on that zoom call—
and you offered to
babysit my child—
that you fucking cared.
but yeah,
i’m also a fucking dumbass.
🥀
yo.
what the actual fuck.
i am a fucking person.
absolutely alone in the world.
and i told you that—fucking explicitly.
y’all are truly fucked up.
😭
(bitches got me crying)
